Wednesday, March 29, 2017

What's Better than a Sure Thing?

Brooks Robinson said   "It's a pretty sure thing that the player's bat is what speaks loudest when it's contract time, but there are moments when the glove has the last word"...


We often get asked to explain which is more important to building a successful, pennant-winning DW team, recruiting 'players' or signing merchants.


The answer is, BOTH! 

A balanced building plan means greater leverage of your time and effort...A.B.S.!
  • Always
  • Be
  • Sharing 
Share with others who might be great additions to your Agent roster; share with merchants who can benefit from the Digital World bull-pen of great business solutions. 

Set aside 10-15 minutes each day to share your DW biz, CONSISTENTLY, and your stats will begin to soar!


Conference call schedule reposting by request (yes, we hear you Russell and Cynthia!) AND meeting schedule coming BY REQUEST (thank you, Jasmine and Cora)! 

3-ways available any time -- Mike is on one now.  It is amazing how DW Agents are popping out like leaves on the trees...SO GLAD IT'S SPRINGTIME!

Let's get in the game on the BIGGEST STAGE OF ALL:  merchant payments processing! 

It is a privilege to be part of Digital World:  treat it like a Maserati and drive it like you stole it!

Friday, March 24, 2017

Credit Card Processing Residual X Network marketing = Power Squared

Greetings, Agents of the Digital World!

This is a great weekend to be dropping some cards, flyers, emails or hints to those great merchants that you patronize on a regular basis.  They are important in your shopping life for whatever reason (you are choosing them, after all, whether for their coffee, cupcakes, styles or service) and if you can improve their bottom line maybe they can prosper and continue to bless your community!

Here is some information re. our two main processing partners  that serve your merchants as part of your Digital World team:

These guys are not snowflakes:  you can see they are HEAVYWEIGHTS!

And how many merchants can you help through your DW business?

Here are but a few:

1. Service Business

A service type of business provides intangible products (products with no physical form). Service type firms offer professional skills, expertise, advice, and other similar products.
Examples of service businesses are: schools, repair shops, hair salons, plumbers, carpenters, banks, accounting firms,law firms, etc.

2. Merchandising Business

This type of business buys products at wholesale price and sells the same at retail price. They are known as "buy and sell" businesses. They make profit by selling the products at prices higher than their purchase costs.
A merchandising business sells a product without changing its form. Examples are: grocery stores, convenience stores, boutiques, bookstores, automobile dealers, distributors, and other resellers.

3. Manufacturing Business

Unlike a merchandising business, a manufacturing business buys products with the intention of using them as materials in making a new product. Thus, there is a transformation of the products purchased.
A manufacturing business combines raw materials, labor, and factory overhead in its production process. The manufactured goods will then be sold to customers.

Hybrid Businesses

Hybrid businesses are companies that may be classified in more than one type of business. A restaurant, for example, combines ingredients in making a fine meal (manufacturing), sells a cold bottle of wine (merchandising), and fills customer orders (service).
Nonetheless, these companies may be classified according to their major business interest. In that case, restaurants are more of the service type – they provide dining services.

Question:  what type of merchant can you NOT help?  Answer:  very few!

From the Inbox:

"DW is just like fishin'.   Just keep throwing line out there.

I talked with President of a company last week that just started taking credit cards and first week they did $396,000 in processing.

Just off phone with him few minutes ago and they just finished SECOND week and did over $800,000 in processing and he wants to give us some of his biz.

Gonna be some excited Agents when this happens.

Mike Lammons, Agent" 


Many entrepreneurs are attracted to a Network Marketing opportunity because you can grow a network of sales people underneath you. You then make something on every sale the person under you makes and every sale the person under them makes and so forth. This powerful model has enabled entrepreneurs to become millionaires on their terms for decades. They choose their schedule, they choose how aggressive they want to be. A recent report of the top 100 Network Marketers

performers across different companies showed they earned between $130,000 - $1,560,000 per month.

The power of credit card residuals meet the power of Network Marketing! The above monthly income numbers may seem to be unrealistic yet in reality they
are fact for top performers in each industry. However, the examples are meant to show the earning potential that credit card residuals and Network Marketing have
separately. Imagine if you multiplied the earning potential of the two opportunities into one.  Digital World for the first time in history is doing just that!

Credit Card Processing Residual X Network marketing = Power  Squared

I have heard of Network Marketing opportunities in the past and only the people at the top make real money. Why is Digital World  different?

Ground level - Digital Worldhas been offering competitive credit processing services since 2000. However, the new marketing model was just launched in 2014. So you get a  unique opportunity to get in on the ground level of this powerful business model.

Need vs. Luxury - We are selling a service that every business needs -- credit card processing. Most Networking opportunities are selling a 'luxury product'  that is not needed.

Service vs. Product - Unlike other Network programs which make you purchase product inventory upfront, there is no purchase necessary from DW..... you are offering a service and
have only a $195.00 one time fee for your training  and ongoing support.

One-time Commission vs. Residual – Other Networking programs only pay you when someone in your network makes a sale. So if people underneath you stop selling you stop making anything. Credit Card residuals change the game. Now, even if someone under you only makes one sale, that sale provides residual income to you for as long as the merchant stays with us. So imagine an army of Agents
building residual income for you every day!

What do I have to do to get started? This is a 100% commission based opportunity to pursue at your own pace. As an Agent you would be
responsible for showing the benefits of our credit card processing to merchants and turning people like yourself on to the opportunity. We provide training and
support to help you get started. Digital World requires only a ONETIME $195.00 fee for your training and support to get started.

Digital World is adding new Agents daily who are getting in on the ground level of this rare opportunity. Feel free to call us for more information.

AGENTS:  feel free to cut-and-paste the above doc  and personalize to share with others!

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Who's a good boy?!!

Tuesday, March 14, 2017

State of the Industry 2017 --- and Where Do You Start?

State of the Industry 2017 --- and Where Do You Start?

Below are highlights from an article stressing the state of the merchant payments industry and below that we will highlight areas of particular opportunity to you as a diligent Digital World Agent building your 'in perpetuity' residual and team:

State Of The Credit Card Processing Industry For 2017

Posted: 2/24/2017 9:46:00 AM
Despite the rapidly evolving payment options that consumers have today, credit cards still remain the leading payment method. In fact, according to the 2016 U.S. Consumer Payment Study, this was the first time that “credit took over the top spot as the overall preferred way to pay, replacing debit as the number-one choice in years past.”
However, that may not last much longer. Between technological advances and the preferences of Millennials, the credit card processing industry is changing on an almost daily basis. With that in-mind, here is the current state of the credit card processing industry for 2017.


Millennials are completely disrupting the entire credit card industry. And, that deserves your attention as a merchant or financial institution.
For starters, they’re the largest customer base, are hyper-connected, and educated. They also don’t want debt. According to a Bankrate survey, just 33 percent of Millennials between the ages of 18-29 own a credit card. That’s the lowest among any demographic.

Instead of plastic, Millennials are turning to companies like Google, Apple, Amazon, PayPal, or Square that provide them with digital services, personalization, and availability to real-time data.
To appeal to this demographic, merchants are required to provide nfc and other technologies.

Out With The Old, In With the New

Instead of swiping credit cards or manually entering a customer’s card information, merchants should be looking at the new and exciting ways to process payments, which includes:
Near Field Communication/Bluetooth Low Energy
Popular mobile wallets, such as Apple Pay and Samsung Pay, rely on near field communication (NFC) technology. This technology simply allows customers make a purchase simply by holding their phone to a credit card terminal. This isn’t only convenient, it speeds up the time that customers spend in the checkout line.

Business Insider expects the mobile payments volume to rise to $503 billion by 2020 with 56 percent of the consumer population using mobile payments for in-store purchases.

Continued EMV Adoption

EMV didn’t have the smoothest first year of adoption. Despite the fact that 70 percent of U.S. credit card holders possess EMV chip cards, only between 22 percent and 37 percent of retailers have adopted the technology. “Consumers have the chip-enabled cards and are looking to use them,” said Rob Cameron, chief product and marketing officer at Moneris.

EMV is here to stay and we can anticipate more retailers making the switch over the next couple of years. Besides improving security for customers, EMV terminals are often equipped with NFC technology so that merchants can process cards through contactless methods. Because of this, expect to see the emergence of contactless payments.  

“While the consumer adoption of various contactless pays, such as Apple Pay and others, has yet to set the world on fire, perhaps they will end up giving another reason for merchants to invest into chip terminals,” adds Zilvinas Bareisis, senior analyst at Celent.

Keeping Up With PCI Compliance

In April 2016, PCI DSS 3.2 was released, with version 3.1 being retired on October 31, 2016. These new requirements included:
  • Additional multi-factor authentication, which organizations have until February 2018 to comply.
  • Incorporation of “Designated Entities Supplemental Validation”
  • Extended migration dates for SSL/early TLS
Like EMV, PCI compliance isn’t going away. In fact, it’s required for anyone that accepts credit cards. Failure to comply could result in fines and revocation of your credit card acceptance privileges.

How Big is the Credit Card Processing Industry?

Feb 2017
U.S. General Purpose Brands Purchase Volume in 2016
Purchase volume, which is spending at merchants for goods and services, generated by cards issued in the U.S. totaled $5.143 trillion in 2016.  
Jan 2017
Purchase Volume Worldwide 2015 vs. 2025
Visa, Mastercard, UnionPay, American Express, JCB, and Discover/Diners Club are the global brand general purpose cards. By 2025, purchase volume for goods and services by cards with these brands is expected to reach $54.891 trillion. 
Source: Nilson Report 


Kids, we're sorry if you find card processing a bit 'smart' --
if you're afraid to speak to a merchant --
if you are not techhy --


AND SHARE WITH THEM THE DW BENEFITS TO THEM, by getting them to watch a quick, excellent DW video!

 You see that the industry is beyond ANYTHING ELSE there is -- and growing.  No down quarters ever, since the beginning.  So the question is

Where Do You Start?

Start some chatter by giving your card or flyer out to every establishment you enter today!  Or email one of your personalized videos out to potential agents and merchants tonight!

Repeat!  Repeat!   Repeat!    Repeat!    Repeat!

REMEMBER   you can give your local merchant a 
FREE EMV-NFC TERMINAL already set up and ready to use...AT BEST SERVICE AND RATES! 

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Friday, March 10, 2017

Do the DW Happy Dance!

From the Inbox:

Did a great 3 way call with Agent today and she had joined DW last August.  For this Agent, life got in way and she has done nothing.

Now she is ready to roll and her prospect is really X cited bout DW. Prospect just joined couple hours ago, watched the intro video and this triggers $100 to sponsor-friend next week.

How simple this biz is!   Just share when u get ready and make $100.00.






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Thursday, March 9, 2017

You earn when you Build a Team

 Quick reminder to all Agents -- you earn when you build your Agent Team:

When a new Agent watches the welcome video --- that is the video that plays as soon as you log in to the interface --- the $100 Fast Start is released to the sponsoring Agent.

Be sure to let your Team know that 2017 is the time to actively, and we mean ACTIVELY, pursue building your residual  by building your team!

Residual from 100 agents is much greater than residual from yourself alone -- by far!

Team-building calls resume this week -- stay tuned!


Monday, March 6, 2017

Keep Talking EMV Chip Readers

Reason #1 Why we keep talking FREE EMV terminals merchants:


There's a Problem With the New Chip Credit Cards

Fraud cases involving chip-enabled cards occurred at 64 percent of merchants.

Those new security chips in your credit cards aren’t helping much in cutting down on credit card fraud, partly because thieves found other ways to steal and partly because not enough merchants are using the chips, says a new report issued this week.

The report, compiled by consulting firm Javelin Strategy & Research and identity-theft-protection firm LifeLock Inc., said nearly half of credit card fraud cases involving chip-enabled cards occurred at 64 percent of merchants who haven’t installed chip-enabled terminals.  

Overall, the number of identity theft victims rose 18 percent since 2015 — a number that represents 15.4 million people and losses totaling $16 billion.

Even though the deadline was Oct. 2015 for merchants to get new EMV chip reading terminals or they would have to bear the cost of any credit card fraud, here we are eighteen months later and thousands of merchants are not chip-compliant and their losses to credit card fraud is in the $16 BILLION range!!

You can GIVE your local merchants new EMV terminals that are operational and protect them from fraud -- at excellent rates and A+ service.

Keep sharing the DW Business Consulting advantages with every merchant you come across -- and share the awesome DW biz with everyone you know who wants to create professional career residual income from the most secure financial sector in existence:  payments processing!

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