Sean Krohn Tipline

Chan (Sean) Krohn is putting down tracks to follow him to DW Success.  In addition to being a DW Founding Agent, Sean has an enviable track record of his own both as a DW team builder AND as a DW Merchant-gatherer!

We can't think of anyone better to get a new Agent off to a great start!

Get fired up with Sean and be sure to share with your team....

Thanks, Sean!

Click here for Sean's DW TipLine #1:   https://fccdl.in/ofKgX08El

13 THINGS YOU NEED TO KNOW

THIRTEEN THINGS AN AGENT NEEDS TO KNOW ABOUT DWP:

13.  The long-term residual money is built by getting the short-term fast start money.

12.  Other companies create residual for their reps by charging their customers MORE for their product or service:  DWP creates residual for its agents by charging our customers LESS for our services.

11.  In other words, with DWP, stuff is either FREE or LESS.

10.  Ask another Agent for help:  you don't have to do this alone.  You can, but you don't have to.  Reach out to Mike or Barb.

9.  Your interface does not bite:  don't be afraid of it.  Watch the training videos BEFORE YOU DO anything else --I was scared to death of this biz until Avita said "Barb, watch the videos".    I did -- Then everything began to clear up!  I will never know this biz in depth, but I know all I need to to hook a merchant up with support@digitalworldpay.com.

8.   #9 is what you get paid to do.  You don't need to be more expert than that.

7.   Why do we like to get a merchant's processing statement and send it to   support@digitalworldpay.com?

       Because we're not psychic!!
                        Neither is DWP.

       We need hard numbers in order to inform the merchant how much we can save him.  Without the numbers all we can do is guess.    

6.   More on #7:  if a tradesman is contacted about reroofing your house, he can't give you a bid until he comes out, looks at what you have, hears what you want, measures, and computes.  Same here:  consider that merchant statement just another roof!

5.   Tip:  co-op with other Agents to print your brochures in volume at a great price.  Last order we got was from OvernightPrints.com, trifold brochure, glossy full color folded and shipped, 3,000 for $254.     (Need some?  Contact Barb.)

4.   Your interface has PROFESSIONAL FLYERS!  If you are targeting a particular merchant, print off the flyer that applies to him and drop it by.  (Gas stations, restaurants, retail, salons, etc.)

3.   Rob Freytag promised everyone on his  Clover webinar Tuesday night his help via phone interviews with their merchants interested in POS.  He is as good as his word:  he already 'closed' a BIG restaurant Bay Area in Sean's group.       Need his #?

2.   GIFT CARDS!  GIFT CARDS!  GIFT CARDS!  EVERY MERCHANT  should get 50 FREE gift cards just to see the benefit to their bottom line.  Check the box on the EPI app, select the Quick Start design and decide what the merchant wants on card (biz name, address, phone? slogan?).  No matter the biz -- liquor store, mini-mart, mailing shop... 

1.   Remember:  with DWP you aren't chasing rainbows.  You are building a pot of gold.

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Rainbows are beautiful, but they don't pay for the Maserati.  Or the Massey Ferguson!

 

 

The DWP Piggy Bank System...NOW YOU'RE TALKING!!

   

AIN'T IT THE TRUTH!

MONDAY    7-27-15    YOU'RE INVITED:

July27 Business overview and interface training at 110 north Bascom Avenue,  San Jose CA 95128 6 pm . Bring your guests. RSVP.  Call us and we will have a seat ready for you. John 4086467865      www.got2wun.com     Robinson 4088769950

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AIN'T IT THE TRUTH!

Months that Begin with "J"

I just don't feel like weaving in those particular months, January, June, and July. January is understandable because it follows December, a potentially busy weaving month. June is not quite so understandable, other than it's the beginning of summer and maybe I'm busy doing other things. July is very understandable... it's hot.

The paragraph above is from a post on a weaving blog, which I enjoy. It just struck me  that's very similar to a saying we have in network marketing  that I've heard as long as I've been in the business--  "nothing good happens in months that begin with J"... seems like that's not just true of  marketing but also  of weaving!

 The amazing thing is with Digital World Pay we've had an awesome summer so far! When most other networking companies practically shut their doors  in this slow season, DWP has kept  the merchant world zinging. 

Since we're almost out of the J months and  into that awesome month beginning with A -- yaahooo! --  looks like we're going to have a Fantastic Fall!  

Great things are on the DWP horizon  -- must mention  the excellent agents out there busy this week  including-- Maribel, Vic, Robinson, John, Jorge, Sean, Cora,  Bill, Wayne, Lynne,  by the way we have a great meeting next Thursday night in Sacramento,  more on that later --  lots going on and it's still a J month for a few more days!

 

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 GET READY FOR FALL -- EVERY AGENT GET A MERCHANT NEXT WEEK BECAUSE... the more shoppers shop, the more your merchant saves on processing fees!

The CEA (Consumer Electronics Association) released an estimate last year comparing the amount of online shoppers between Thanksgiving and Cyber Monday in 2013 to 2014 and the increase is a whopping 6.1 million! With online spending going at a steady increase every year, we’re expecting an increase of 10-25% for 2015 from 2014 with at least a quarter of those shoppers searching via a social media site. We’re looking at a rise in mobile traffic with big name merchants. According to Marketing Land, last year’s Thanksgiving weekend drove 52% off all US e-commerce traffic however, sales were still down. We’re hoping to see a critical switch in focus to e-commerce online and mobile sales this year where merchants no longer limit their deals to in-store shoppers. Real-time sales result from Black Friday 2014 shows that while mobile drives more traffic, tablets closed more sales transactions. According to the IBM Benchmark Report tablet drove 16% of online sales while mobile only accounted for 11.8%.


You will find more statistics at Statista

All the things we love about marketing with a network

FROM SEAN:

Hi Barb, me and the team having a get together at Zahir's Bistro 579 S Main St. Milpitas CA 95035 Www.ZahirsBistro.com

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ROAD TRIP!  Join us tonight in West Covina, CA -- details at right under 'Upcoming Events' -- also get constant updates by being in my google+ circle  (Stella is helping me with this.)

Tomorrow night:  MILPITAS!! 

BRING GUESTS TO ALL EVENTS, ya hear?!

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'TOO LATE FOR THIS ONE' FILE:

Edna Briggs put me on the phone with a merchant-friend yesterday.  We couldn't help him because he already has a PayAnywhere system:  he told me all the stuff it does for him and says "I love it"! 

Which is great to know:  so now Edna is hunting for  merchants who don't have the PayAnywhere so she can tell them!

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 Best wishes to Top Agent Marlyn Ano as she convalesces from recent surgery!

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LOVE THE LOGO!

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Want this flyer?  Let me know and will send editable version.

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CONS of ordinary network marketing:

• The Federal Trade Commission cautions "Most [network marketers] end up with nothing to show for their money except the expensive products or marketing materials they're pressured to buy."
  
  
• The nonprofit Consumer Awareness Institute analyzed available data published by the MLM companies themselves. Of the companies surveyed, they reported the least successful was Amway/Quixtar where 99.99% of distributors lose money, and the most successful was Herbalife, where 99.42% of distributors lose money.
  
  
• They also surveyed 200 tax preparers in three counties in Idaho and Utah, where 6% of residents are active network marketing participants. From over 300,000 tax returns, not a single one reported significant profits from network marketing activities.
  
  
• In a Wisconsin lawsuit, the tax returns of the top 200 of 20,000 network marketing participants were examined by the Attorney General. The average income of this top 1% was -$900.
  
  
• Newsweek found that fewer than 1% of MonaVie distributors ever qualified for any commission at all, and less than 1 in 1,000 recovered the cost of their required monthly purchases.

 PROS of Digital World Pay:

DWP Agents purchase for $195 one time a comprehensive and ongoing merchant card industry training package as well as website, interface and marketing tools -- and pay NOTHING else   ever!

Agents are assisted in acquiring merchant accounts for our processors and receive residual income from those accounts.

The 56% paid from each account monthly is shared by a set-level structure.

In companies like those above, the distributor is the customer.  In DWP, Agents get customers.

DWP Agents market a necessity, not a commodity.

Average income of a full-time independent agent nationwide (not DWP) is $180,000.

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DWP:  All the things we love about marketing with a network,

           and none we don't!

Pin Your Retirement to DWP!

Recorded Sunday night Wrap-up Call, topic: Merchants, click here.

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Or dial in to recorded line as shown at right of screen, File 23.

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THURSDAY NIGHT, 6-9-15, 6PM Meet/Eat, 7PM START!
Denny's. 132 N. Grand Avenue. West Covina, CA 91791
Meribel Torres, Mike & Barb Lammons

FRIDAY NIGHT, 6-10-15,  5PM Meet/Eat, 6PM START!! 8pm END
Denny's. 333 S. Abbott Avenue. Milpitas, CA  95035
Chan Krohn, Robinson Mangoang, Mike & Barb Lammons

Come.  BRING INTERESTED PEOPLE!  Watch Inbox for flyers.

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FROM THE 'EDUCATE YOURSELF ON WHY DWP IS A GREAT BIZ' FILE:

THE PAYMENTS INDUSTRY EXPLAINED

• John Heggestuen

• May 15, 2015, 5:01 PM

The ecosystem for credit- and debit-card processing involves a complicated set of players interacting to process every transaction. Five types of players are involved: acquirers/processors, issuers, card networks, gateway providers, and independent sales organizations (ISOs).   That's us!

To process a typical transaction, three steps must occur: authorizing, batching, and funding. Each participant in this process takes a fee off of the total volume of a transaction. The remainder is deposited in a merchant's account.

Three trends will shape the payment-card-processing ecosystem from 2015 onward: the EMV security migration, rapid development of new payment technologies, and the massive card-fraud problem in the US.

The mobile point-of-sale (mPOS) is going to have a massive impact on the payments-hardware and payments-software industry. By 2019, we forecast that nearly 80% of US retailers will have implemented a mPOS device.

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Pinned your retirement to the stock market?

WSJ News TODAT By Corrie Driebusch

Updated July 6, 2015 4:47 p.m. ET

 

U.S. stocks fell Monday, weighed down by a tumble in oil prices as well as Greek voters’ rejection of creditors’ conditions for further financial aid.

The Dow Jones Industrial Average declined 46.53 points, or 0.3%, to end at 17683.58. Stocks spent midday trading around the flat line after earlier being down by as much as 166 points.

The S&P 500 dropped 8.02 points, or 0.4%, to 2068.76 and the Nasdaq Composite Index lost 17.27 points, or 0.3%, at 4991.94.

Better idea --Pin it to DWP!:

CARPINTERIA, Calif.--(BUSINESS WIRE)--General purpose and private label credit, debit, and prepaid cards generated $5.165 trillion in payments for goods and services in 2014. Processing fees, including interchange paid by U.S. merchants to handle that business, were $78.09 billion, up from $72.44 billion in 2013 when fees were $4.768 trillion, according to the annual report on U.S. merchant processing fees published by The Nilson Report, the top trade newsletter covering the card and mobile payment industries.

“Fees merchants pay to process card payments rise annually because Americans use their credit, debit, and prepaid cards more each year”

Source: http://www.businesswire.com/news/home/20150624005977/en/Nilson-Report-U.S.-Merchant-Card-Fees-2014#.VZsDdFJrVD0 



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Another Sean story!

Smiling faces from last night's DWP World:

Union City, CA, Carlos & Rorie's Home

Eduardo Tolentino welcomes the group.

Where's Sean?  Enjoying the abundant food!

The awesome Sheila Mactal: finally got to meet her!

Louie, Coromoto and some of the fantastic LA Agent-Squad!

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TONIGHT:  Denny's, 333 Abbott, Milpitas (near Calaveras) -- 6:30 pm '
Meet JOHN DANIELS

Come.  Bring guests!

TOMORROW'S (Saturday)  SCHEDULE:  see yesterday's post for details.

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Received this last night:

Hi Barb, I know I've missed out on soooo much! I joined Merchant Guard last year under Jerry M. but wasn't ready to leave my main job to pursue the business with Merchant Guard. I would like  to re-enter the credit card business with Digital World Pay.  I've recently opened an office in Long Beach and I would like to start again. What should I do first? I'm available when you are!  Thanks, Tom 

One of DWP's great strengths is that, once  an Agent,  always an Agent.  There have been a multitude of tweaks, improvements and additions to our program -- including a name change from Merchant Guard to Digital World Pay  -- but all Tom needs to get caught up is his password that opens his interface with all the up-to-the-minute training, flyers and info!

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A major local politician was among the 22 or so present at  Union City last night:  he is very impressed with DWP and the ramifications of saving the city money!  John flies in this afternoon and will be sharing his story and getting everyone up to speed -- SO COME ON OUT to Milpitas.

And we'll be looking to see a bunch of you with guests in American Canyon Saturday @ 11am -- Mi Zecatecas!

Mi Zacatecas

• 100 W American Canyon Rd
  Ste K-4
  American Canyon, CA 94503
• Get Directions
• Phone number (707) 645-7459

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Be aware so you can share:


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Here's a great Sean story from last night:   Sean,  Robinson and Armida  were having lunch at a Korean restaurant yesterday.   As they were eating, Robinson notices the proprietor and  says to Sean "go talk to her,  go talk to her." 

 

So Sean shrugs,  goes over to the lady behind the counter and introduces himself as a credit card processing  Agent.  "Would it be possible for me to see if I could save you some money on your processing fees?"

As he was standing there,  the mailman came in and  handed the lady an envelope.   she looked at the envelope,  tore it open and pulled out some paper which she thrust at  Sean.   It was her  processing statement!

 

He  was floored but he took out his  smartphone, pulled up the Cam Scan app,  took a picture of the statement,  emails it directly into support@digitalworldpay.com with his Agent  number on there and tells the lady "thank you very much--  as soon as I get the proposal then I will get back with you."  

 

Can you believe?    This is too easy --  way to go,  Sean!

 

Cam Scan free app

 

GREAT WEEKEND IN DWP WORLD:

Top Agent Sean Krohn is on top of the world.

Armida and the Mangaoang Gang!

Top  Leader Robinson Mangaoang Himself!  at Eastfield Mall.

Don't forget call  DWP SUNDAY NIGHT WRAPUP -- details at right.

 WHY WE DO WHAT WE DO:

The 'deal'.  
Well, yes, learning about the merchant card processing industry was a huge draw.
The money.  
Well, that's always on the table for any networker worth his/her salt.
The reality.

Only a story will work here, so listen up. I've told new people for several months now that we have yet to meet a merchant who is not being taken advantage of by his current processor. And that really is the truth. 

But listen to this story from yesterday. Mike has a church prospect who had called -- they're going to do a fireworks display and they wanted to order some phone swipers. Mike met with them, and they were intrigued with also getting the terminal for the church and getting into the digital age. Very small church in Sanger. They called  yesterday with another pastor to sit in with them regarding the swipers for the fireworks booths. I went with Mike. The pastor that they called  had already signed a contract with a company and this is the deal that he told me:  he showed me the contract--  just one page of it -- showing .10 basis points and then he showed me the proposal that they gave him which was based on bps of .25.   The numbers that he showed me  didn't agree  with either one of those two figures. He then told us that this company is giving him free terminals for 50 fireworks booths and all the swipers  they need for free.

Now you know and I know that is never going to happen-- in fact  he was paying far more than he should have last year and he didn't understand that contract either but unfortunately for him he has already signed his contract for this year. 

However the church that we met with knows better than to deal with him-- they said he never checks anything out and  gets stuck every year. They did $50,000 in 10 days on their booth last year and they don't want to pay a penny more than necessary to process all the credit  and debit cards. So we were happy that the church that we met with actually paid attention to the contract and paid attention to what we explained to them about the business.  We're getting them a great rate and they'll be happy with their new terminal and the swipers.  

The only problem is --- we lost another personal merchant   because the church pastor wants to be an agent and then the youth pastor also wants to be an agent under him and then the church!  There you go guys --  isn't this a great business!  Helping pastors build a retirement income is enough by itself to keep us in the game!

WHAT'S YOUR DWP HOT BUTTON?  Would love to hear from you.

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KEEP GIVING OUT THOSE BROCHURES: this is a Sean story. Got an email from DWP Support (Avita) yesterday with a merchant's name & phone number -- they had signed up but there was no way to tell who the agent was. So I called the merchant and said:  "thank you for being a merchant"  and asked her who was the person who had told her about our company. She said it was a man named Sean -- he'd given her a brochure and told her little bit about  the phone swiper --  so there you go! She didn't sign up when he was there but she did it later on by herself... awesome!  Keep giving out your materials to merchants... you never know when it's going to pay off.

BY THE WAY, the pastor above who had signed the very questionable fireworks contract responded to a postcard in the mail... so he trusted a COMPLETE STRANGER who is taking him to the cleaners

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HEADS UP:  Arrange your calendar next week for one of these MOST EXCELLENT TRAININGS!  

 Pivotal Payments Training-Weekly classes provided

•  
• Payment Pricing Training
• Next Available Class: Monday June 15, 2015 1:30pm CST / 11:30am PST
• http://www.eventbrite.com/e/pivotal-payments-pricing-training-tickets-17189661741

Statement Analysis Training
Next Available Class: Wednesday June 17, 2015 9:00am CST / 7:00am PST
http://www.eventbrite.com/e/pivotal-payments-statement-analysis-training-tickets-17246446586

Product Training 
Next Available Class: Wednesday June 17, 2015 9:00am CST / 7:00am PST
http://www.eventbrite.com/e/pivotal-payments-product-training-tickets-17189739975

Remember the Pivotal BONUS in the month of June:



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PLEASE   PLEASE    PLEASE   WATCH THE TRAINING VIDS IN YOUR INTERFACE.  THEY DON'T HURT A BIT...WE PROMISE! Have a training 'party' -- get some agents together for pizza and interface time!  (Below is from DWP HQ...)

Q:  How do I get access to your excellent phone support?

A: We love helping our agents and in doing so we have provided a number of online classes to help get you started. Many of your questions will be answered through the video classes. Once you have completed ten classes, feel free to contact our Agent Support at 219-472-9588 ext. 702. 

Q: Why must I take ten training classes before I can get access to your excellent phone support?

A: We know you'll eventually take all the classes because you'd be silly not to, but we do understand that you want to start adding merchants right away. If your answer is not found in those classes and you're with a potential client, be assured we can't wait to help you!

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HAVE A FANTASTIC WEEKEND and Happy Graduation parties!  Here's our granddaughter graduate  last night--

The Perfect Marriage

NEXT WEEK NorCAL SCHEDULE:

Thursday,  6-18-15   Sacramento,  Round Table Pizza  -Duterte

Friday,       6-19-15   Santa Clara    6-8pm  - Krohn

Saturday:  6-20-15    11am - 3pm  Info and Training - Margolati

Mi Zacatecas - Banquet Room
100 American Canyon Rd
American Canyon, Ca. 94503

 Mike and Barb Lammons present at each -- special event guests include DWP Founder John Daniels, Top Agents Sean Krohn, Marlyn Ano, Benjamina Duterte, Dave & Michelle Margolati and Al & Anita Marquez!  BRING GUESTS!  (Details venue Tuesday)

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A Marriage Made in Heaven

It is a big deal:   our  network marketing  comp plan being  married to the credit card processing industry. We can only say it's about time! 

There a lot of reasons for this: network marketing as a compensation plan is over 100 years old --  in fact moving on toward a 120 years old. So it works;  it's here to stay and the fact is it is growing more and more and more monthly. 

The reason for this is really two fold. 

First,  major changes have transformed the industry of network marketing and all of them are positive. 

• Great integrity 
• Professionalism
• Mainstream acceptability
• Profitability for participants 
• Technological sophistication and 
• New levels of training and support 

All make this kind of marketing state-of-the-art!

The second reason is what's happened in the corporate world.  Today's workforce has changed;  technology and economic realities have created massive and permanent changes within the modern work world.

 The rules of the game have  changed for anyone involved in law, medicine,  healthcare, sales, computers, small business and countless other fields.   Corporate downsizing means a smaller number of people preduce greater volumes of work in shorter periods of time with fewer resources --  and  upper level  corporate life is all about supply and demand. The daily reality is people competing for positions in the corporate world has become a game of musical chairs and everybody knows their music can stop at any moment -- so what can they do to be prepared for those times?

 How about a credit card processing business that they can build part time around whatever they do and yet create livable residual income that can sustain their lifestyle when things go south with their corporate job or their regular job!

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Merchant testimonial about one of our processors:

North American Bancard Merchant Testimonial

"North American Bancard helped me streamline the equipment I was previously using, and overall, made the system much quicker and more efficient. It’s easier for me to keep track of things, as I can now oversee transactions at all of my twelve locations in real time. Plus, I saved over $900 in bank card fees in the first month, compared to my previous supplier. Dealing with NAB was really terrific. I am very happy I made the switch, and my staff reports they are saving a lot of time.

I would wholeheartedly recommend North American Bancard services to anyone who needs credit card processing."
MarieAnn Zumpone-Weibley AuD, CCC-A Doctor of Audiology Owner, Total Hearing Care, LLC, New York, NY

Wanna know about NAB?  Visit them in YOUR DWPINTERFACE  today!


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 Founder, President, and CEO of North American Bancard, Marc Gardner, accepts the award for being named the 2014 ISO of the Year at the Electronic Transactions Association (ETA) Star Awards.

Love makes the world go 'round DWP

SHOW ME THE LOVE....

what's not to love about this business?  Digital World Pay is exciting people everywhere it gets known. The cool Bay Area was burnin' up last night  --  everybody from Sean doing a house meeting,  to Louie and Mike and Barb doing a house meeting --  everywhere the people are hearing the news they are seeing the light!  Here's living proof of why everybody should have a DWP biz:

Thank goodness for Sean's mobile SMART office!

Full stomachs make wise brains:  John and Host Al!

Eat first, we always say (if Anita's involved).

Anita gives welcome along with instructions.

Packed room: big plan of action!

Captain Louie and Al and Anita herd the team toward success!

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More excellent training from Sean PLUS...

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NOTE:

Get an additional $75 for every activated

account submitted to PIVOTAL PAYMENTS from now until June 30th! 

This is in addition to your personal $50 upfront bonus!

$125 on Personal Level! 

Calling all Merchants!

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Eliminate faxing, mailing, etc......

   download CamScanner from your app store FREE -- IT IS AMAZING!   Fill out Agent or Merchant apps, take pic with your smartphone using CamScanner, save as a .pdf file and send to support@digitalworldpay.com!  Quick. Simple.

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NEWS ALERT !!!

HOT OFF THE PRESS!!!  NEWS ALERT!!!! Thanks to Founder John Daniels for finding and sharing this: ********************************** YOUR ONE-TIME $195 AT WORK!!!  More XLNT training TODAY: Boy are we growing fast! With this rapid growth comes a great need for communication. Digital World Pay would like to invite and encourage its agents to attend the training this week with Pivotal Payments. Let's get with our down-line organizations and stress the importance of taking advantage of this wonderful opportunity! The more informed we are as agents, the better relationships we can create with our merchants!

PIVOTAL PAYMENTS APPLICATION TRAINING Tue, May 19, 2015 3:00 PM CST / 1:00 PM PACIFIC https://global.gotomeeting.com/join/817444782 Audio Conference (559) 726.1300 / Participant ID 815724 ************** TOMORROW, May 20,2015: 1:30-3:30 PM  DWP Info     Hometown Buffet,  2670 El Camino Real, Santa Clara, CA 95051   Korean/English    Lee/Lammons/Krohn   Dutch Tkt

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