Do you feel guilty for taking those DW checks?

What a surprise to get a Digital World check the other day -- was not expecting one.  Haven't been doing anything worthy of one.

Have been busy with other projects -- and life events -- so not much happening here for my personal Digital World front.

And look here!  Two Digital World Agents were nonetheless actively helping merchants last week and I got paid!

Thank you, Kathy O'Connell and Nabeel Shahzad.  If I'm not mistaken there are a few of you other DW Agents who also made a few bucks from Digital World even without your paying attention.

If you are looking at Digital World and wondering if it is a real business and if there are any people making any $$ at it, let me be the first to tell you that it is real and yes, there are a lot of us who should feel guilty for taking those DW checks every month.  

Get your DW web-office.  Watch a few of the training videos.  Print off a targeted brochure for a merchant you want to approach. 

Then get out there.  

Every day there are hundreds of merchants across the US who are clients of Digital World's processors, hundreds of them of long-standing, as in months and years on the service.  But also every day there are new merchants being introduced to how Digital World can cut dollars off their processing bill monthly.

Just ask Kathy and Nabeel!

Nabeel Shahzad and his lovely wife,  Shumalia

Ken and Kathy O'Connell

Best to Best-er!

The best just keeps getting best-ter!

If you ask any one of the hundreds of DW Agents how they feel about Digital World, almost to a man *woman the answer you get will be positive, thankful, and hopeful.

DW sends out thousands of checks each month -- many to Agents who have not lifted a finger for DW in months and months -- yet they get paid every month.  Like clockwork.

THIS IS TRUE RESIDUAL.

And almost to a man *woman you will immediately hear:  "I have been meaning to tell  some more merchants about Digital World!"

David Daniels and the DW HQ team stand ready to help you follow through with every merchant you introduce to them, so WHY NOT get busy? 

We already know DW works.  DW keeps their word.  DW is a brand we can trust, both for ourselves and our merchants!

Nothing like it exists in the world today -- so if you are a DW Agent, CONGRATULATIONS!

Wake up and share Digital World with others this weekend!

BESIDES,  NEW THINGS ARE COMING and you might as well be ready to capitalize on them from the start!

 

Close the Deal!!

AWESOME NEW AGENT-ASSISTANCE PROGRAM LAUNCHES!!

CLICK HERE FOR THE RECORDING

IT'S NEVER BEEN EASIER! Did you miss our announcement meeting yesterday? We'll give you some of the basic points we covered. With a regained focus solely on credit card processing, Digital World is taking steps to make the process easier than ever before! For the entire month of February, we want you to send us any of the leads you have on the back burner. Send them to support@digitalworldpay.com, call us on the phone at (888) 282-2118, we don't care how you do it, JUST DO IT! We'll take on the hard work and contact your leads, and even close the deal for you! All we ask is for the name of the lead, how you know them, their contact info, what they might be interested in (merchant account or becoming an agent), and that they know who you are. Be sure to tell your leads ahead of time that we'll be reaching out to them to give us the best chance of closing the deal! It doesn't get any better than this, so if you've been holding off for any reason, now is the time! If that isn't good enough, we're offering an extra $100 bonus for any agent's first merchant account processing over $10,000 monthly! That's right, make $150 for your first merchant account! We cannot wait to help grow your business! Click the button to listen to the conference call! Please contact support if you have any questions.

CLICK HERE FOR THE RECORDING

We are getting a makeover

DON'T MISS THE MEETING!  THIS WEDNESDAY!!

We're about to make some pretty amazing announcements and we're incredibly excited to tell you about it! Our program is getting a makeover and it'll be easier than ever. This is going to literally change the game. When you attend this meeting, you'll find out how you can recruit more agents, sign up more merchants, and make money easier than ever before. Tune in Wednesday to find out what's got everyone at Digital World so pumped! 

Date: Wednesday, January 31, 2018
Time: 5PM EST, 2PM PST
Dial-in Number: (712) 451-0549
Access Code: 550287 

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Straight-up residual income from a business necessity is still the name of the DW game!

Just ask Elena, whose residual check this month is over $5400.00 -- from the first and only merchant she ever signed up -- two years ago!  Every month she gets a hefty residual check rewarding her for the effort she expended right at the start of her DW biz:  a quick  conversation with a friend which led to her making contact with a merchant and then putting him in contact with the DW staff!

Are there merchants out there waiting for a quick conversation with  you?

YEP!

Be sure to be on the call this coming Wednesday!

Every merchant needs a great processor!

The latest evidence Americans prefer debit cards to credit cards

By Maria LaMagna

Published: Jan 10, 2018 9:09 a.m. ET

Debit remains more popular than credit cards, despite having less perks and security benefits

 

There’s a pretty good chance the last time you paid for something, you did it with a debit card.

Debit cards were the No. 1 payment method Americans used in 2016, the most recent year for which data was available, according to a report released this week by The Nilson Report, a company that analyzes the card and mobile payments industry. It analyzed data from the U.S. Bureau of Economic Analysis.

Consumers made nearly 68 billion transactions on debit cards in 2016, The Nilson Report found, followed by cash with nearly 49 billion transactions and credit cards with about 34.6 billion transactions. Every merchant needs a great processor!




As cash becomes less popular around the world, cards, including debit, credit, prepaid and electronic benefits transfer (EBT) made up nearly 61% of payment volume in 2016, The Nilson Report found. That will grow to more than 69% by 2021.

In 2016, consumers for the first time spent more in terms of monetary value on credit and debit cards than they did in cash, according to the research firm Euromonitor International.

Although the use of cards is growing, cash “continues to hold its own,” said David Robertson, the publisher of The Nilson Report.
 

Digital World Agents on Fire

What's coming and why you should be a DW Agent on Fire:

United States - Economic forecast summary (November 2017) -- 

Source:  OECD.org

The economic expansion is projected to continue in 2018 and 2019. Buoyant asset prices and strong business and consumer confidence will support consumption and investment growth. The impact of slowing employment growth on consumption will be partly offset by wage growth acceleration as the labour market tightens further.

Fiscal policy is projected to become more supportive in 2018 as measures are assumed to be introduced lowering tax rates on corporate and personal income and stimulating investment and consumption. At a time when unemployment is at its lowest level since 2000, the assumed fiscal boost will also contribute to further wage growth, thereby providing the conditions for monetary policy to continue normalising gradually. Policies to help people return to employment would underpin stronger growth of activity while reducing inequalities. Deregulation and tax reform would support stronger investment and help lift productivity.

Stock Market close today:

Market Summary > Dow Jones Industrial Average

INDEXDJX: .DJI - Dec 4, 4:59 PM EST

24,290.0558.46 (0.24%)

 

Records are being set!

 

Shopping and consumer confidence are up!

 

Companies large and small are expanding into 2018!

 

Now is the time to refresh, reconsider and reconnect your Digital World business and merchant  contacts!

 

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Welcome to New Agents!  You have picked a GREAT time to begin your career in this huge and largely unknown financial sector.

 

Roadmap to DW residual success coming this week -- familiarize yourself with your personal links in your interface to be ready!

 

Need more indicators?  -----

 

 

Business

Cyber Monday is shaping up to be the largest online shopping day in U.S. history  

Source

 

 

Online sales soared to record highs this Thanksgiving weekend, as more Americans used their smartphones and tablets to shop from home.
More than half of the weekend’s online purchases were placed on mobile devices, according to data from Adobe Analytics, which measures online transactions by the 100 largest U.S. Web retailers. Visits to physical stores, meanwhile, fell as many retailers offered the same deals online as they did in-store.

As of 10 a.m. Monday, Americans had spent nearly $14 billion online since Thanksgiving Day, when many companies started their Black Friday sales. More than half of those purchases came from mobile devices, Adobe reported.

The company added that Cyber Monday was expected to be the biggest online shopping day in history. As of 10 a.m., retailers had racked up $840 million in online sales, a 17 percent increase from last year.
 

FedEx shipping

 

 

Still swiping after all these years...

DW Agents, WELCOME TO THE HOLIDAY SEASON 2017!






The shelves were barely ready for Halloween, forget about Thanksgiving --- everything is stocked for Christmas.  SHOPPING  SHOPPING SHOPPING !!

That means, for merchants, LOTS of swiping and processing and PAYING FEES!

That means, for DW Agents, LOTS of commissions on all that swiping and processing and fee-paying.

WHO DO YOU KNOW WHO WOULD LOVE TO BE IN ON THIS BUSINESS?  

WHO SHOULD YOU MENTION YOUR DW AGENT WEBSITE TO?  Like mine  (click here).

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To get your personal video link, go to your interface, click More, click Links.  If you need help, contact me!

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Is there a learning curve?  Yep.

Can it be scary, getting a merchant?  Yep.

But consider this:

the other day I heard the CEO of a major marketing company say that the average best life of a customer that they get signed up on autoship is 6 months.

Six months!

And that's among the best in the industry!

Our DW customers -- we call them merchants because that's what they are -- are with us a minimum of 3 years,  usually more!

Talk about doing something one time and getting paid over and over and over....

TIS THE SEASON TO RAMP IT UP AGAIN, GANG!

New call schedule going up shortly:  if you are in, send Barb email or text !!

The Dance Process

A little research on the career path of being a merchant card processing sale agent (full time for a major processor or ISO) yields this information (from an employment website):

"Everything pales in comparison to where the real money is made when you sell credit card processing - RESIDUALS.

What are residuals?  Every time one of our clients runs a credit card through their merchant account we make a percentage of the sale.  (This may be anywhere from a few pennies to a few dollars.)  This is paid to us for as long as the client is processing credit cards with us.  The  sales rep who brought the client to us earns a split of this income. So EVERY TIME the business swipes a credit card our sales representative is making money.  This is residual income.

How could a few pennies or dollars possibly add up to a $100,000 a year income?  If our rep brings 15 clients to us every month (less than 4 a week) at an average profit of $50 per client per month to the rep they are increasing their MONTHLY INCOME by $750.  After 12 months of hard work they have increased their monthly income to $9,000.  

This is the equivalent of $108,000 a year!  Now imagine if you put in that type of hard work for a few years?  We like to say that it is totally possible to make a million dollars when you sell credit card processing -  you just have to do it $50 at a time!"

Guys, this is talking about you being hired to work full-time for a processor ISO and work BY YOURSELF.

Imagine what you can do with Digital World, part time, and having a team of others doing the same thing that leverages your results!

WHATTAREYOUWAITINGFOR?



Put on your red dress, baby,
And wear your wig hat on your head!

Time to quit sitting and start dancing!

Merchant Testimonials

Because we frequently get questions about Digital World merchants and 'are they happy?', today the blog features a picture of the very first merchant that a DW Agent signed, waaay back in 2015.  That was Agent Angelia Harrington (l) and she is with her friend at a small M___Grill in south Georgia.  The ladies are pointing at the Visa/MC/Amex logo that they affixed to the register because the Grill was CASH ONLY until Angelia spoke the truth about the benefits of taking non-cash payments to the Grill owner.

Angie basically said: "Try it: you'll like it."   "And if you don't, I'll come pick it up and send it back-- no harm, no foul."

Guess what:  the Grill DOUBLED their revenue the first month they went live with card processing, and TRIPLED the month after.

THE COMP PLAN IN ACTION:

Angelia is an Agent that Mike and I personally sponsored.

The M_____Grill is her personal merchant account, so the Grill is on our Level 1 (5%) and Angie's personal level (20%).

I just checked my residual statement in the interface for April, 2017 and, sure enough (sho nuff), we got paid a commission on the processing of M___Grill.  Again.  Just like every month since she plugged in her DW terminal and began letting her customers pay for their burgers with credit, debit or other non-cash ways!  This happy merchant is one of hundreds and hundreds across the US who call DW home.

But remember:

WHEN A DW AGENT SIGNS A MERCHANT ON TO DW PROCESSING, that Agent is in a fiduciary capacity with that merchant, and confidentiality is of PRIMARY IMPORTANCE.  We do not give out names of merchants, nor in any way compromise their privacy or do anything that might interfere with their business operation.

But trust us when we say, Digital World has many happy merchants, just like Angelia's busy cook above!

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But if you want something on the merchant side to brag about publicly, check this out:

Press Release - For Immediate Release

EY Announces Michael Nardy of Electronic Payments Entrepreneur Of The Year® 2017 Semifinalist in New York

April 21, 2017

Calverton, New York - April 21, 2017 - EY recently announced that Michael Nardy, CEO of Electronic Payments, is a semifinalist for the Entrepreneur Of The Year^® 2017 Award in the New York Region. The awards program, which is celebrating its 31^st year, recognizes entrepreneurs who are excelling in areas such as innovation, financial performance and personal commitment to their businesses and communities.

Michael Nardy was selected as a semifinalist by a panel of independent judges. Award winners will be announced at a special gala event on Thursday, June 22, 2017 at the Marriott Marquis.

"Not only am I honored to be selected as a semifinalist for this esteemed award, but I am proud to represent the payments and point of sale industries as a whole," commented Michael Nardy. "Payment technologies are advancing like no other, and this milestone recognizes Electronic Payments' contributions and ongoing innovations to ensure businesses across the country run smarter, faster and better than ever."

Mike Nardy, EPI

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Is the DW payments sector stagnant?

If current projections are anything to go by we say NOT JUST 'NO' BUT
HECK NO!

CHECK OUT THIS one small sector of the industry:

“The growing use of NFC technology and digital wallets among consumers will continue in 2017,” writes Scott Blum, Vice President and Lead Business Development, Marketing, and Integrated Payments at Total Merchant Services.
“Most major players in the mobile device industry have delivered their own versions of the digital (or mobile) wallet (e.g. Apple Pay, Android Pay and Samsung Pay). With Apple Pay reporting a growth of one million new users per week, there are strong signs that many consumers prefer this method of payment,” adds Blum. “Digital wallets are quickly becoming the norm, particularly among millennials. Because digital wallet payments are faster than using EMV or traditional swipe credit cards, users are quickly converted and want their purchases to be seamless and fast wherever they go. This demand for digital wallets will significantly impact the way small business merchants provide payment services in 2017.”

In fact, the mobile POS market is expected to increase by a staggering 400 percent by 2019.  

Source: https://due.com/blog/state-merchant-processing-industry-2017/

And then, there's this:



Jan 2017
Purchase Volume Worldwide 2015 vs. 2025
Visa, Mastercard, UnionPay, American Express, JCB, and Discover/Diners Club are the global brand general purpose cards. By 2025, purchase volume for goods and services by cards with these brands is expected to reach $54.891 trillion. 

 U.S. General Purpose Brands Purchase Volume in 2016
Purchase volume, which is spending at merchants for goods and services, generated by cards issued in the U.S. totaled $5.143 trillion in 2016. 



And Nilson Reports estimates growth in US '15-'25 to be 103%!!

Hitch your wagon to a residual star that is not going anywhere but UP -- merchant payments processing.

Digital World Is the greatest residual opportunity for the common person

Why do we say that Digital World provides the greatest residual opportunity for the ordinary person that can be found anywhere?

Simple.

It is because of the nature of merchant processing accounts (they are large) and the size of the commission percentage Digital World pays out to its Agents (it is generous).

And you can benefit from leverage to maximize that residual!  Not only 'can', you SHOULD.

For example, from my own Level 5, we get residual on over 60 merchants -- not one of which I know or gathered.  That is because we got 9 personal Agents originally, and some of them got a few Agents who got a few Agents, etc., some of whom got a merchant or 2 or 4.  Or 19.  We cannot control what other Agents do.  But...

The only things you can control or need to control are these:

1. How many Agents you enroll.
2. How many Merchants you sign. 

Just 4 merchants qualifies you for Level 5 residual -- and that can be significant:  we're proof!

Scared kitty

 So don't be scared.

Share with a buddy that he/she can be an agent in the merchant payments processing field and  get full training and support for only $195 one time.  No other charges ever.

And she/he can start a team of other agents and not only get $100 when each of them watches a brief initial overview video but also get paid to get merchants personally AND get overrides on their team's merchants!

SUCH A DEAL YOU CANNOT FIND ANYWHERE ELSE ON THE PURCHASING PLANET!

Tell some body right now and see what happens.  What are they going to say?  

"$195 is too much money?"

"I don't want to represent Visa or Mastercard and those guys."

"I don't believe in merchant payments!"

"I don't want a steady residual income based on consumers using credit or debit cards or NFC payments."