DON'T MISS THE NEXT ONLINE COURSE FROM EPI

DATE:  
Wednesday, July 15, 2015 11:00 am EST and 4:00pm EST

DESCRIPTION:
Learn all about ProCharge Payment Gateway, including product functionalities, reporting and how it integrates with ProCharge Platform.
 

CLICK HERE TO SIGN UP

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NOTE:  if you get to this screen

and can't recall your code, IT IS YOUR MG___ code and the last 4 digits of your phone number.  

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It's a GREAT WEEK for sharing DWP:

• Way to go, Cora M. -- has a BIG interview tomorrow with a major taxi company.
• 
•  
• Rene, Nora and Meribel getting LA event set up this week!
•  
• John Ballou has some  great merchants in his sights.
•  
• 3-way appointment  this evening with Jun and a million dollar merchant in Vegas.

And that's just the highlights...

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Two Agents a Day 
Keeps Creditors Away!

Two Merchants a Day
Will Do the Same Thing....

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Thanks to Wayne & Angie for this emv clip:

Merchant testimonial received today from our team's very first merchant, signed by Agents Wayne & Angie Harrington,  Dublin,  GA:

The first Merchant Guard account MG (Minute Grill ) is doing great. Merchant is very happy with her terminal and rates. Keep up the great job,  DWP!!

Angie and Wayne
God Bless You Always

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 Here was our VERY FIRST blog post, fall of 2014:

What better way to kick off Post #1 of this blogletter than with this in from the Great State of Georgia:

"Our first install is complete! Everything is great and the system is a breeze to setup. Minute Grill is now excepting credit cards again after 5 years. MG028 over and out. "

Angie Harrington (left) shows her  new Merchant customer, Minute Grill, Dublin, GA, the superior service and programs that Merchant Guard offers business owners.

Wayne and Angie are brand new MG Agents who wanted to help a local small business bottom line -- and they are thrilled to be helping their own bottom line while giving REAL value, service and credit card processing savings to merchants in South Georgia!

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The Minute Grill was not taking credit or debit cards -- "it's too expensive".   Wayne and Angie convinced them to try us:  first month,  Minute Grill's revenue doubled.  Second month it tripled.   Nine months later, see above!

Thanks for reporting in, Harringtons, and God bless you guys!

Product Testimonial:  "Txt From John Fleet: Just activated my Phone Swiper, works fantastic! NAB" !! 

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Busy week in the DWP Training World:

 

 Pivotal Payments Training-Weekly classes provided

•  
• Payment Pricing Training
• Next Available Class: Monday June 15, 2015 1:30pm CST / 11:30am PST
• http://www.eventbrite.com/e/pivotal-payments-pricing-training-tickets-17189661741

Statement Analysis Training
Next Available Class: Wednesday June 17, 2015 9:00am CST / 7:00am PST
http://www.eventbrite.com/e/pivotal-payments-statement-analysis-training-tickets-17246446586

Product Training 
Next Available Class: Wednesday June 17, 2015 9:00am CST / 7:00am PST
http://www.eventbrite.com/e/pivotal-payments-product-training-tickets-17189739975

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You have been invited to a join.me online meeting 

TUESDAY JUNE 16, 2015 @ 6PM PACIFIC/4PM CST 

Join us to learn all about the new Clover products: Mobile and Mini. Pricing update and general information. 
Host: Rob Freytag, Director of POS from Electronic Payments 


Join the meeting: https://join.me/CloverProgram 

On a computer, use any browser with Flash. Nothing to download. 
On a phone or tablet, launch the join.me app and enter meeting code: CloverProgram 

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EXCELLENT CALL -- LISTEN.  SHARE!!  Click here:    FEATURING  Top DWP Agents WAYNE AND ANGELIA HARRINGTON, Dublin GA 

 

Be sure to listen to all.

OR call in -- info at right of screen.

Wayne and Angie Harrington

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Online signup is a blast!  So easy, convenient  --- try it out today at DWPSignup.com   Use your agent id# ... for new Agents who just signed up online this weekend, use the code sent to you.  That is the code to put on your biz cards or flyers, along with url, as in:

DWPSignup.com   MGLAMMON    (yes, we were in before there were numbers....)

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NEWS TIMES THREE

NEWS!!!  NEWS!!!  NEWS!!! 

Regarding CANADA:   keep your eye on your interface for CANADA merchant roll-out info!

From Top Merchant-gatherer RICK ANDERSEN:  for Pivotal MONTH-TO-MONTH app (no ETF) use the first app in Pivotal section of interface (bottom left side says M2M = you got the right one).

SAVE JUNE 20, 2015  11-3 pm DWP OVERVIEW + TRAINING  American Canyon, CA

Regarding what happens to merchants who don't EMV after Oct. 1, 2015 (thanks Top Leaders WAYNE & ANGIE HARRINGTON for spotting this):

What Happens If I Don’t Migrate to EMV?

If you don’t complete your migration to EMV-capable terminals before Oct. 1, 2015, then the party with the least-secure infrastructure is liable for any credit-card fraud committed at your business. In this case, “least-secure infrastructure” means least EMV-capable.
This liability shift applies to fraud originating from both counterfeit credit cards and those that are lost or stolen.

In today’s pre-EMV world, issuing banks assume any liability if fraud originates from a counterfeit, lost or stolen credit card. After the October deadline, that liability assumption shifts to the party with the least-secure means of accepting payment.

Consider this typical example from before 10/2015:

A patron uses a magnetic-stripe card at your business to buy $300 worth of goods. Upon reconciling your receipts for the day, you are notified that the goods were purchased with a counterfeit card, resulting in a fraudulent purchase. Because it’s the issuer that backs up the creditworthiness of the card, the issuer of that account will reimburse you with the original purchase amount.

But time marches on, and the issuing bank, your acquirer and your payment processor have all migrated to EMV. Here’s what happens when you don’t have an EMV-capable terminal after 10/2015:

A patron uses a magnetic-stripe card at your business to buy $300 worth of goods. Upon reconciling your receipts for the day, you are notified that the goods were purchased with a counterfeit card, resulting in a fraudulent purchase. The issuer, acquirer and payment processor each have migrated to an EMV system, and your business is the only part of the chain that hasn’t migrated. Because of that, your older, non-EMV terminal didn’t catch the counterfeiter. Because your business is the weakest link in the payment chain, you’re responsible for assuming the $300 fraudulent cost.

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Click for EMV countdown  clock.

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The only Canadian money we care about

old school

is this kind:

da future, Eh!

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"Now let me see if I've got this right.....you can put my dog biscuit business on a better processing plan, AND give me free equipment, AND a personal local Agent named Miss Fifi, AND..."

MONEY NEWS YOU CAN USE

What is emv chip? Thanks to alert AGENTS ANGIE & WAYNE HARRINGTON for sending this along:





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MORE FROM THE NEWS you can use: 

This country wants to ban the use of cash in stores

• by 
• Chris Matthews

• @crobmatthews

May 22, 2015, 10:32 AM EDT

Economists love the idea of a cashless society. So, increasingly, do consumers.

Everybody loves money, but increasingly folks are skeptical of the paper kind.
Earlier this month, the Danish Parliament proposed a law that would allow stores to refuse to accept cash payments in exchange for goods or services. Now, the Danish Chamber of Commerce is backing the move, according to a report in Yahoo News.
Riding the world of paper cash has growing support in the economics community. In a paper last year published by Harvard economist Ken Rogoff, he argued that eliminating cash benefits would allow law enforcement to crack down on illicit activites, as the anonymous nature of paper money allows transactions to evade the attention of law enforcement.

The elimination of paper currency would also allow central banks to institute negative interest rates, a enticing prospect for central bankers who want to stimulate the economy during periods, like today, when the cost of money is hovering around zero. If people are forced to keep their money electronically in bank accounts, banks could charge their customers for leaving their money unspent. In a paper currency world, rational actors would simply keep their money in cash if banks tried to institute negative interest rates.
More importantly, consumers and even retailers are now coming round to the idea. Research by Nilson shows that the amount spent in the U.S. using Visa and Mastercard debit cards has risen nearly nine-fold since 2000. For some, it’s the convenience, especially now that cards enabled for contactless payment save you the trouble of keying in a PIN-numer.

For others, it’s a matter of security: Uber drivers, for example, often point out that the company’s cashless settlement system means they never get robbed by passengers any more, ending a curse as old as the city taxi itself.

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 You are cordially invited to attend our "Digital Global Pay" presentation this coming Thursday (June 4th) with "million dollar earners Mike and Barbara Lammons of Fresno.(previous companies) Denny's restaurant 3060 N San Fernando Rd , Los Angeles , Ca 90065 DINNER (Dutch) 6:30-7:30 meet n greet/registration/dinner. 7:30 - presentation Expecting a big turn out for the 7:30 presentation RSVP- first 50 only Please reply to Louie if you can make it. -CL

Sean's Training!

A coupla housekeeping notes:

1.  Be sure your agent # is on all apps you submit, whether merchant or agent -- and ESPECIALLY the SWIPER APPS.  These are easy to overlook.  Use the submission form from interface for this purpose!

2.  Training. 5pm PST. Today.  See blog yesterday for link.

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Bon voyage to Agent Evelyn Barrientos who is off to NYC for a few days and has her EMV fliers to share with all and sundry!

Prayers to Agent Wayne Harrington  for a good result and quick recovery from his upcoming surgery Thursday a.m.

Congrats to Agent Rick Andersen on snagging BIG account! (because Rick is saving them multiple-thousands in fees)!

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TODAY'S ASSIGNMENT:

Copy and print off the Merchant Survey form below and drop it by 5 merchants that you shop at.  Be sure to attach your business card or contact information.  Please let Barb know your results. 

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BONUS FEATURE:  training snippet from Chan 'Sean' Krohn: