DW FACES IN THE PRESS:

Robinson showing the BIG account on his Level 5!

Mike introducing Sean

Star Yvonne Lee with Mike Lammons

TOMORROW --  Yvonne's video!

Sean Krohn  explains why we do what we do and how we do what we do as Digital World Agents. Great training! Watch here.

North American Bancard Announced as a Finalist for the 14th Annual M&A Advisor Awards

Posted: Nov 11, 2015 12:17 PM PST

NAB’s Acquisition of Phoenix Payment Systems/Electronic Payment Systems (EPX) is a Finalist in the Financial Services Deal of the Year Category

Troy, Mich. (PRWEB) November 11, 2015

North American Bancard (NAB), an industry leader in credit card processing and provider of the PayAnywhere point-of-sale solution, is a finalist in the Financial Services Deal of the Year (from $10M To $100M) category of the M&A Advisor Awards. The M&A Advisor is an organization dedicated to recognizing and honoring excellence and achievements among the world’s leading professional dealmakers. NAB was selected as a finalist due to the 2014 acquisition of Phoenix Payment Systems, also known as Electronic Payment Exchange (EPX). The winners of the awards, which are selected annually in several categories by the M&A Advisor, will be presented in a gala event in New York City on November 17, 2015.
“It is quite an honor to be nominated for the Financial Services of the Year Award,” said Marc Gardner, founder, president and CEO of North American Bancard. “The acquisition of EPX (Phoenix Payment Systems) has allowed NAB to acquire the technology that continues the vertical integration of becoming a complete end-to-end processor. This nomination represents months of hard work by both the NAB and EPX teams, and recognition for that hard work is very meaningful to everyone in our organization.”

About North American Bancard (our DWP partner):
Headquartered in Troy, Michigan, award-winning North American Bancard is an industry leader in credit card processing, providing a variety of merchant services that help companies of all sizes develop solutions for payment processing, including credit, debit, EBT, check conversion and guarantee, gift & loyalty cards and more. As an MSP/ISO since 1992, North American Bancard is dedicated to offering the highest service levels, exceptionally competitive pricing, and the latest technology to its client companies, including PayAnywhere, its proprietary point-of-sale (POS) solution. With over $34 billion worth of payments processed for more than 250,000 businesses every year, North American Bancard is determined to help American businesses prosper. For more information, visit http://www.nabancard.com.

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DW WORD FOR THE DAY:  PERSIST!

 

John Daniels will be hosting a webinar tonight. You don't want to miss it!!

Wed, Nov 11, 2015 8:30 PM CST/ 6:30 PST
Please join my meeting from your computer, tablet or smartphone.

You can also dial in using your phone.

United States +1 (224) 501-3212

Access Code: 934-835-085





https://app.gotomeeting.com/?meetingId=934835085


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DWP TRUTHS Questionnaire:    (Fill in, check or circle correct answer.)


1.  The entire lifetime cost of a Digital World biz is ________________.  $1,500
$995      $499     $399    $195

2.  You _____do/_________do not have to be a DWP merchant-customer to get paid.

3.  You have to sponsor others as Agents to get paid. True   False

4.  There are monthly and annual fees  for a DWP business.  True   False

5.  A DWP Agent saves merchants money on a bill they have to pay each month.  True   False

6.  A DWP Agent is paid $50 for each new merchant he signs PLUS __________%  of the commissionable processing fee each month for the life of that merchant.  5%  10%  15%   20%

7.  A DWP Agent can also earn income by building a 'book' of business through engaging others as Agents who are  also saving merchants money.

7a.  You can build the biggest merchant base  ___________alone/____________with a team of other Agents. 

8.  A DWP Agent gets his merchant a new state-of-the art terminal for _______________.  $455?   $700?  $800?  FREE!

9.  What percentage of the commissionable processing fee does DWP pay its Agent base each month?  20%?   33%?  45%?   50%?  56%?

10. How big was the US card Processing industry in 2014?  $800 Billion?    $1.6 Trillion?  $3 Trillion?  Over $5 Trillion?

11.  DOESN'T EVERYBODY deserve the courtesy of knowing about Digital World?  Yes!

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NEED HELP WITH THE QUESTIONS ABOVE?  Contact Barb here or whoever showed you this quiz.

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 Card Processing, HERE WE COME!!

Job growth muted in September, but not for retail

Kathy Grannis Allen

October 02, 2015

While the overall picture of job growth in September is not as positive as expected, retailers added a much needed bright spot: The retail industry excluding autos, gas and restaurants, added 18,700 jobs in September and 213,700 new jobs since September of 2014.

“Today’s employment release comes as a disappointment for the broad economy, but not necessarily for retail as retailers have generated many new jobs for American households,” said NRF Chief Economist Jack Kleinhenz. “We’ve witnessed a very resilient economy thus far this year and retailers continue to gear up for future spending by consumers as we head into the all-important holiday season.”
“Retailers right now are in a wait-and-see mode when it comes to the bigger picture of economic growth, and are cautiously optimistic about continued improvements in consumer spending, which could come directly from improvements in the labor market,” Kleinhenz said.

Monthly Retail Employment

 

Information Seasonally adjusted, data does not include automobiles, gas stations, and restaurants. NRF retail defined.

- See more at: https://nrf.com/news/job-growth-muted-september-not-retail#sthash.hk2VbGJ7.dpuf

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Let's Hear from the Expert:

Let's Hear from the Expert:

From Top Agent Elena on how she signed as her client a merchant whose monthly processing is in the neighborhood of $1,000,000:

(From me): !! Elena, congratulations --- Mike and I haven't said anything because of not having talked to you first and getting your permission.  Is it alright if I mention your name on the blog?

In fact I would love it if you could write an article for the blog and send along a picture. If you are interested in doing that please let me know! So excited for you and your 7 level up line. They are not going to know what has hit them!!  Barb

(FROM ELENA): 

Hi Barb, 

 I am just lucky to have landed a good merchant, and the timing couldn't have been better. The credit card fees were costing them a lot. When I mentioned DWP they were receptive. I am glad that I am helping them saved so much $$$ after switching to DWP. 

My other agent/merchant Maria is also pleased about the savings and support service. 

You can use my first name only and reference the above message. 

Someone from my upper 7 level may want to buy me lunch when they get their residual check ... Hahaha

Best,

Elena

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Elena 'mentioned DWP' and  they were receptive.

 KEEP MENTIONING DWP -- there are LOTS of merchants out there today wishing  they could cut their processing fees and not knowing they can...with DWP!

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There's a lot of talk about NFL quarterbacks having trouble if they don't use 'the system'. Each team has a system in place to ensure success on the football field.  Sometimes talented quarterbacks come in who are good at throwing, running, passing and yet they can't achieve the success that everybody thought that would have.

One reason for that I've heard over and over this past week is that the quarterback isn't trusting the system and is trying to do everything himself. 

Guys, don't try to do everything yourself in DWP. There's a great system in place and it works!  Just ask Elena:   She mentioned DWP to a merchant who was receptive and then Elena got support@digitalworldpay.com  involved and the rest is success history!

8 Notes

GREAT NEWS:

From the Inbox --

Digital World Founder John Daniels called me last nite to give me an update for each of u from a leverage standpoint.

If u just go recruit a few agents AND a few merchants, u will eventually have the same experience 7 levels of agents will enjoy when residual is paid later this month.

One of you signed a merchant that went active 10/1/15 and their credit card volume for their first month was OVER $720,000 and is expected to exceed $ONE MILLION this month!

Some of u reading this will hear the commission triggered from this case because it is on a level to 7 other agents, plus the signing Agent's personal level.

Just get eligible to enjoy what will happen!

NOT IF---BUT WHEN. -- Mike

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NOTE --  DWP is saving the merchant above over $100,000 annually on processing fees.

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NOTE 2 -- John will outline the breakdown of what this means to the 8 agents in this merchant line, and what it means to you, on a call later:  stay tuned to your interface and don't miss it.

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NOTE 3 -- Great stuff coming to your interface from David and your interface gurus!!  Shortly...

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NOTE 5 --

Deployed with every EMV-ready terminal, these useful POP display decals measure 3” x 4” and are designed to fit on a wide variety of countertop spaces. Printed on the same high-quality material as our overlays, this simple EMV instructional guide will withstand the test of time! We’re always thinking of new ways to help out our merchant partners and putting these decals in their hands will help spread the EMV word and encourage customers to “dip the chip.” 

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NOTE 6 --  Learned super-interesting factoids about risk and fraud on the webinar yesterday.  Notably, you as the agent are the first line of defense against fraud.  If a merchant strikes you as questionable (particularly online or MOTO), walk away!  Or contact EPI's Risk Manager James Kay.  james.kay@electronicpayments.com   James said  cc and debit card fraud rose from $3 billion in 2001 to over $10 billion 2014.  

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NOTE 7 --   Mike spoke to our newest merchant today -- he turned on his terminal on the 1st and says he is lovin' it!  Thanks, EPI!

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AND, NOTE  8 --
Are you sharing our fantastic videos yet? If not, you should be. It's easy!!

All you have to do is show them the video then get them signed up. If you're not able to sit with them, you can direct them to dwpsignup.com and give them your agent code and pin and they can sign up right on our site!

Of course, if you have questions, you are always free to speak to our great customer support at 888.282.2118, who will help answer any questions. Our office hours are Monday through Thursday 8am to 6pm CST and Friday from 8am to 4pm CST. 

Digital World Pay & You   Watch Here

Apple Pay   Watch Here

Merchant Savings   Watch Here

Watch Here

Ongoing Training   (your $195 one time for training just keeps giving and giving!):

Risk and Fraud

Next Available Class: Wed., Nov. 4, 2015 9:00 am EST and 4:00pm EST (6am and 1 pm Pacific)

Presented by: James Kay, EPI Director of Risk & Underwriting

Description: James will discuss different types of fraud and how we assess our risk. Get an inside look into our underwriting procedures and how risk is calculated.

Office Code: dwpca

SIGN UP

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This will be SOOO interesting...hop on if you can.

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Why do we love DWP road trips?  'Cuz we get to see stuff...

Mike - selfie - Golden Gate

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Digital World NoCal Event....  

Friday...Nov. 13    Time: 7pm...Address: 1900 Lafayette St, Suite 115,  Santa Clara CA 95050....Host Anna Lee.. Guest speakers Mike & Barb Lammons  AND  Sean Krohn

This ongoing training and event room holds 50 --- let's fill it up! 

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More info:

» How many small businesses are there in the United States?


29 million – There were almost 29 million federal income tax returns filed in 2004 with business income on them. (Source: Statistics of Income (SOI), Internal Revenue Service.)  Due to tax filing requirements, that number includes both individuals and businesses.  The very largest and the very smallest, including those with sales of just a few dollars, are counted.


Ninety-nine (99) percent of employing businesses are “small” under prevailing definitions.  (Source: calculations by NFIB Research Foundation from data published by the Office of Advocacy, U.S. Small Business Administration.)

Q:  which should you approach?  One big merchant  or several small ones?

A:  which is easier to find?