Does Merchant Guard REALLY stand up to its $500 guarantee?

Does Merchant Guard REALLY stand up to its $500 guarantee?  Judge for yourself.  Here are some MG proposals for merchants that you Agents have submitted the past few days:

Good Morning,
Attached is the completed proposal. The savings comes to 9% or $590.95 monthly, $7091.40 yearly. They are on a pretty good rate, but we were able to save them.  I do think they will change for $7000 a year! I have attached the analysis and the application for you. Let me know if you have any questions.

Attached is the analysis. We are able to save them $75 this particular month which is over a 20% savings! 
Their rates are a 1.66% for Qualified ours is a 1.19% 
They are on a mid qualified rate of a 2.28% ours is a 2.16% 
Non Qualified is a 3.59% (which is really high) our is a 2.66%


They are also getting charged between 14 to 24 cents more a transaction but they don't have it broken out except on the non qualified ones so that is not included on the analysis.
Their credit card trans fee is 29 cents and ours is only 15.


Another thing they are on a MOTO Amex rate of a 3.50%, I am not sure why because it looks like they are not MOTO. If they are not then the rate would be a 2.89% on the one point program.


If you have any questions you know what to do! ;)

Attached is the completed proposal, pricing the merchant on your four tiered structure as follows:
The savings comes to 31% or $76.17 monthly, $914.06 yearly.
She will have to reprogram the terminal she currently has or we could provide her with a phone attachment.
We are able to save her over 30% monthly which is a great savings! I have attached the analysis along with the correct application.
Please let me know if you have any questions.

Here is the analysis. Their company is really taking advantage of them. If we charge him 2 times as much as we usually do we will still save him over 50%. I am attaching the analysis along with the application. Please let me know if you have any questions. ​

Here is the analysis. As  per our conversation yesterday she is on a super high rate. We are  going to save her about 70%. I think this is the highest savings I have ever seen. This poor merchant has been getting ripped off way too long. 
I have attached the analysis along with the application. Please let me know if you want any revisions or have any questions.

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 Editable tri-fold brochure, front and back:
 
WANT  THE .pdf or Word .doc to edit for yourself?  Email Barb, barblammons@gmail.com

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Why should a merchant partner with you?

Busy Merchant Guard season!!   This from MG Home Office back in frigid Indiana:

Great week last week! We had more apps submitted in one day then we have in any day in the past. We also had a great week for New Agents and numerous statements. Had someone we could save 70%. Think about it:  you could be the hero, you could save a business! 
Keep the New Merchants, New Agents and statements coming! Today I have already completed 6 cost analyses! One more to go before I head out. Hoping by the end of the week we have all of them signed up for merchant accounts!  Avita

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Electronic Payments Training Opportunities & Webinar Schedule

eGiftSolutions Program Overview

Learn how eGiftSolutions can grow your portfolio on our next eGiftSolutions webinar! 

We’ll discuss the benefits of gift cards and cover the basics, including program, order options, artwork and design selections, supported equipment, pricing, reporting, etc. You’ll discover how this value-added service will close sales and obtain all the information needed to add gift card processing to your assortment of services. 

Here is a training for gift cards. The times are Eastern. You have to click on the time and then register to attend. Follow the link  in your email today.

 

 

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Why should a merchant partner with you?

You are Partner with Merchant Guard, iso of Electronic Payments

Electronic Payments is an industry leader in developing and delivering innovative payment processing solutions and merchant account services to merchants nationwide. At every point of our business, we have a keen attention to detail and build the best technology and tools to ensure that our merchant partners receive the most comprehensive and state-of-the-art processing solutions. As part of our commitment to our merchant partners, we offer:

State-of-the-Art Technology

Wireless Processing, Retail Point of Sale, Supermarket/Multi-lane, Petroleum (Pay-at-Pump), Hospitality, Internet, MO/TO and Restaurant Solutions

Turn-Key Account Activation

Accounts can be activated nearly instantaneously

Exclusive Access to ProCharge^® Platform

Streamline your entire payments processing system with the most comprehensive, feature-rich payment platform!

Expert Service & Support

Top-notch in-house customer service and 24/7 technical support

Comprehensive Program Options

Customized processing programs for every merchant

Broad Product Selection

Products and services for every need

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Here's a little motivational tip of the day  (thank you, Time Magazine).

To get some merchant statements, you know you just need to go share your MG flyer with biz card with some local merchants.  And you think that's a great idea and sounds simple and do-able... even sounds like fun.  

But you're the type of person who requires emotion to trigger motivation.  Here's the tip:

So treat yourself whenever you complete something on your to-do list. (Yes, this is how you train a dog but it will work for you too.)

Having trouble finding a reward awesome enough to get you off your butt? Try a “commitment device” instead:

Give your friend $100. If you get a task done by 5PM, you get your $100 back. If you don’t complete it, you lose the $100.

Your to-do list just got very emotional.

I'll SAY!!  Give your teenager that $100 to hold in escrow so you'll stop by 5 merchants before 5pm and watch your residual grow!

WOO HOO!  Go Team!

In case you missed -- DON'T MISS IT!

Business owners want to save money! What better way to start then now!

Get them switched over and processing before the holidays so they can save money!

$$$$   You don't want to miss out on getting all that holiday residual!    $$$$

DID YOU KNOW?

MERCHANT GUARD OFFERS 50 FREE GIFT CARDS TO ALL NEW MERCHANTS!

THERE IS NO MONTHLY, ANNUAL, OR PROCESSING FEES

TO PROCESS GIFT CARDS THROUGH

MERCHANT GUARD!

 

FREE TERMINAL AND FREE GIFT CARDS!

WE HAVE THE SIMPLE SOLUTION TO INTEGRATING WITH ONLINE SHOPPING CARTS! 

*IF YOU HAVE A RETAIL BUSINESS THAT WANTS TO SELL ONLINE BUT CURRENTLY ISN'T.  HAVE THEM FILL OUT AN AUTHORIZE.NET APPLICATION.*

​

It’s almost that time of year and if you are NOT already, you will soon be preparing for the 2014 holiday shopping season. CMO recently published an article with several stats about the upcoming season and what businesses can expect. Here are the first 5 crazy stats of the 2014 holiday shopping season:

1. U.S. retail e-commerce will grow 16.6 percent this holiday season, up from last year’s 15.3 percent rise.

2. Eighty-four percent of shoppers use digital tools before and during their trips to a store, and those shoppers convert at a 40 percent higher rate than those who do not use such devices during their shopping journeys.

3. A whopping 101.7 million consumers in the U.S. will make purchases via their mobile devices this holiday season, a 37.3 percent growth from last year.

4. By November, mobile will account for more than 20 percent of site sales and more than 43 percent of site traffic, up from last year as well as earlier this year.

5. As much as 40 percent of annual sales are concentrated in the last two months of the year.

SLEEP BETTER AT NIGHT, BE A HERO. -- Avita

MG next day funding is REAL

UPDATE FROM INBOX:

next day funding is REAL!!

"For years  as a merchant I have not found any credit card processor that would deposit my daily sales in my account the next day. Usually 2 days and Thursday and Friday sales are normally deposited Tuesday the following week.

My free machine arrived yesterday and sales from yesterday is already in the bank this morning. I was so excited that I found MerchantGuard.

For small businesses NEXT DAY funding is very important. Today, I will also place an order for my  50 FREE Gift Cards.

Marlyn"  Galletti's Shoes, Market Street, SF

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LET YOUR MERCHANTS KNOW!

 

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YES, BUT WHO'S THE BEST?!

Been doing some research around here.... found some interesting info about how we stack up to a very large company that is ranked #1 (on a website that compares the Top 10 processors).  Here's #1:

Fees and Rates:

While F.... primarily markets a tiered pricing platform, they are completely willing to offer interchange-plus pricing (preferable). Merchants applying at F....  can expect the following:

• Processing markup over actual cost: 0.30% + $0.10
• Statement fee: $7.95
• Monthly minimum: $25 (negotiable)
• PCI compliance fee: $99 annually

Other fees include:

• PCI non-action fee: Additional $19.95 monthly (must complete PCI assessment to avoid this)
• Authorize.Net gateway fee: $7.95

So here’s the bottom line: If you avoid the PCI non-compliance fee and come in under your monthly minimum, F...... offers fairly competitive pricing.

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YOU'RE THE MERCHANT'S BEST CHOICE:

Note the PCI fee above:  it is never less than $99 and can be as much as $340! (MG is 0 when assessment is done,)  Plus the markup, swipe fee, and gateway fee.  SAVE A LOCAL MERCHANT FROM THE "#1" PROCESSOR -- get them on Merchant Guard today!

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Where's my ProCharge?  Somebody's going to want to buy some of Mike's pomegranates. 

HIGH SAVINGS for Merchant

FROM THE INBOX:

From a Merchant: "Yipee!!! My store's MG machine just arrived this morning!!

It is all pre-programmed and all I did was plugged  the electrical cord and telephone cord and were ready to go.

It batched out at 3pm today,  I will find out tomorrow if it funded the next day. My previous processor funds 2 to 3 days, which means they kept my money for their own benefit.

Marlyn"  (also an Agent who is her own client)  Ano, MG036

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Kyle,  (MG Agent)
Here is the analysis for your merchant. As we per our conversation yesterday she is on a super high rate. Even with us increasing our rate we are still going to save her about 70%. I think this is the highest savings I have ever seen. This poor merchant has been getting ripped off way too long. 
I have attached the analysis along with the application. Please let me know if you want any revisions or have any questions.

Thank you,

Avita Pizano

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Hopping on webinar training.... 

Questions?

For Agents Only:

Avita says You're Invited

1.  Please join my meeting, Thursday, November 6, 2014 at 11:00 AM Central Standard Time, 9:00 AM Pacific Time.

https://global.gotomeeting.com/join/746330461

2.  Use your microphone and speakers (VoIP) - a headset is recommended.  Or, call in using your telephone.

Dial +1 (571) 317-3131

Access Code: (check your Inbox for ID)

Audio PIN: Shown after joining the meeting

Not at your computer? Click the link to join this meeting from your iPhone®, iPad®, Android® or Windows Phone® device via the GoToMeeting app.​

Do you have a question you want answered? Please email it to me today and I would be happy to go over it tomorrow or I will have open question and answer after I go over the most commonly asked questions. 


This meeting will cover most of the same questions I discussed at the previous meeting. If you attended that meeting it is not necessary to attend this one unless you wish to brush up on the training again. 


This meeting is open for Agents. 


I look forward to answering your questions and helping you grow your new business! 

Thank you,

Avita Pizano

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BE SURE TO EMAIL AVITA YOUR QUESTIONS RIGHT AWAY!

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Happy November

Today's post is EZ-BREEZY, because both items are FROM THE INBOX:


First is from Cap'n Rick to his team:

From: Rick Andersen Sent: Monday, November 03, 2014 5:52 PM
Subject: Meeting flyer for this week

Hi!

Here is the flyer for the San Diego meetings this week…..and we are back on a full schedule.

Everything is happening……got an email last night from Ken and Kathy O. from Branson, MO, saying they had just sponsored Scott D.

That, my friends, is what this business is all about….nice people who listen, reach out, and do it all!  I am so proud of them!

Great day….I just picked up a merchant statement from a restaurant doing $64,000 a month in credit card receipts!

This was the fourth time I have called on them…..started with the manager who got excited about the ProCharge units for home delivery.

Then the gift cards got the owner excited, and the rest is almost history.

This is a business of gentle reminders, and building friendships. 

Brooke Eldridge is signing his first health club tomorrow….I believe this will be his fifth merchant.

Success everywhere….get some for yourself!

Let me help…..just call!

All the best,

Rick

 

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Second up is from The Amazing Avita at MG HQ in Indiana... you have probably already read it, but it's worth a re-read!

Happy November,

Hope you are all staying warm. It snowed in Indiana on Friday! Hoping the weather gets a little nicer over here.


I am planning on doing a similar Q & A meeting similar to the one I previously did; either on Wednesday afternoon or Thursday morning, whichever works best for the people who want to attend. If you were unable to attend the last meeting and would like to join in on this one please let me know what day/time would work best for you by replying to this email. 


EPI and Merchant Guard wanted to make all agents aware that if they have a potential merchant or agent please have them contact you direct for sign ups. Electronic Payments will not do them in house. 


Check out Agent Presentations. We have added some great tools!


If you have not gone out and spoken with any potential merchants or agents make this week your week to do so! We want to get merchants up and running before the holidays! You also want to make your peers knowledgeable about this great opportunity. Do you know someone that needs extra cash for the holidays? Merchant Guard would be perfect for them!


You want statements and new agents! If you have set up some new agents in October get with them this week; be their mentor, help them succeed in this business.


If you are having trouble getting merchant accounts, you can go in and offer them merchant financing.  Retail business may need to stock their shelves for the holidays or other business might just need the money because of a rough time or maybe even for a remodel for the new year! Why not offer them the capital to do so! We are one of the only companies that works direct with AMEX to give any merchant who has been processing for 2 years over $10,000 a month a low factor rate for a line of credit! Here is a little script we have used in the past. I have also attached some marketing on this. If you would like the training brochure for AMEX Financing please let me know. 

Need financing but cannot get a bank loan? NO worries we have the solution!
 
Introducing a loan that thinks big!
From American Express® Merchant Financing for Electronic Payments clients. This financing is based on all your credit and debit card receivables With this loan, your financing amount can be based on every credit and debit card charge made with your business, including non-American Express Card charges.
 
Running a business is challenging enough without constant worries about financing. To help make it easier, Electronic Payments and American Express® Merchant Financing have partnered to bring you a special opportunity.
That means more receivables can be included in the calculation of your financing amount, so your business can apply for a larger loan. A loan that can help in many ways! Merchant Financing is a unique commercial loan program for eligible American Express Card-accepting merchants, designed to give you access to more capital. With more capital on hand, your business could have more ways to bring big plans to life:
*Not just purchasing for today — buying in bulk and saving
*Not just repainting — re-imagining
*Not just reacting to this season — planning for next season.
 
Plus, built-in benefits and support Each Merchant Financing loan comes with a competitive, fixed fee of 8% of the funding amount, and no variable APR. You’ll also enjoy one of the highest levels of service and customer support from American Express.
Qualifications/Benefits                Annual Product Features
Financing Amount                         From $10,000 up to $750,000 funded in one lump sum
Term                                                 12 months
Repayment                                       Automatically withheld from merchant’s choice of either America                  Express settlements or all credit/debit settlements (including American Express)
Cost                                                     8% of the loan amount
Minimum Eligibility Criteria     Card accepting merchant for 2 years
Processing                                     $10,000 in credit cards monthly
Not have an open bankruptcy
 
If you are in need of Merchant Financing or have further questions feel free to contact me.

Don't forget about the amazing gift card program we offer. 50 Free cards plus no monthly or transaction fee! If a merchant is currently accepting gift cards they are paying something! There is no reason for a merchant to be worried about losing out on their old gift cards or the ones they currently have issued because we can reprogram them to work with our equipment 99% of the time! 

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Let's set records this week!

From fine dining to motels, shoe repair shops....

From the Inbox:

"This Merchant Guard is most exciting biz we have seen in our almost 22 years in this industry.
When u start getting texts and emails with names of new Agents, then u realize how DUPLICATABLE this biz is.
What a great weekend and we had rain (regular and  Agents like crazy) ) and just awesome.
Be sure to use the letter that Rick Andersen put together Last week. It is a genuine classic." -- Mike Lammons

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From fine dining to motels, shoe repair shops, auto repair, hotels, markets, dress shops, fuel-mini marts, schools, churches, charities  -- anything or one that processes cards -- Merchant Guard can handle it all.  

 Among our satisfied merchants are fast-food giants that you probably eat at weekly; major online manufacturers who sell globally; and thousands of businesses that are crucial to the nation's economy.

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 From bars to clubs for smart people, like this one: