ATTENTION BUSINESS OWNER:want to reduce operational costs and increase
profits?
Digital World offers YOU
a way to recover, recapture, reduce and save money on your top business
expenses.Digital World Audits Serve Many Industries:
DW is known for excellence in merchant
card processing, but we also offer a wide variety of merchant solutions to a
wide variety of industries. We bring complex specialized tax incentives to
small and midsize business owners, without a hassle. We understand most owners
are focused on their core business, and do not have the time or resources to
look for available programs.We have
hundreds of specialists available to work for you!
Our team understands the value of your
time, and will work quickly to determine which programs you may qualify for. In
as little as 15 minutes we can determine if you qualify for any programs, and
even provide an estimate of how much benefit you may be looking at.
If you meet any of the following
criteria:
Own Commercial Property
Directly Employ U.S. Staff
Pay Real or Personal Property Tax
Pay State or Federal Income Tax
You should call us today!
Our programs, from hiring incentives to credit card processing and
everything in between, fit each businesses’ special needs, while delivering
outstanding customer service, superior rates, and state-of-the-art technology.
We have over 15 years of successful business-to-business experience. With our
excellent support, our free equipment offer, and our unique 45-day and $500 guarantees,
we give both honesty and integrity. A+ rating with Better Business Bureau!
We get paid for
performance:contingency fee only.We have recovered over $400 million for our
clients in the past decade.Call to
schedule your Discovery Call today.
CONTACT:
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Feel free to copy-and-paste the above for your own biz building!
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Congratulations to all the Agents who have signed on new Merchants this week! You guys (and girls) are amazing! Neat story: an Agent worked with a private school last year to get them as a Merchant....apps were sent back and forth but the 'deal' was never signed. That was last year this time.
Last week, school reconnects with Agent and sent along the app they had held onto since last year! Agent got them a current app which they have completed and submitted.
Lesson: just get your info out to all the merchants you want to -- you never know when they will get everything in but sooner or later, watch out!
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FROM CO-FOUNDER JOHN DANIELS:
You might want to get this out to everyone. If you remember I talked
about the fact that everyone would wait to the last minute and the thing
that would move them was the bad publications. That is starting to
happen that is why it was important to get those
post cards in the hands of the merchants because there will be many,
many, more articles about merchants having to pay all the fraud. It is
coming. It took a little longer than what I predicted, Jan, & Feb.
09 JUN 16 There’s the Beef: Wendy’s Breach Numbers About to Get Much Meatier When news broke last month that the credit card breach at fast food chain Wendy’s impacted fewer than 300 out of the company’s 5,800 locations, the response from many readers was, “Where’s the Breach?”
Today, Wendy’s said thenumber of stores impacted by the breach is “significantly higher” and that the intrusion may not yet be contained. On January 27, 2016, this publication was the first to report thatWendy’s was investigating a card breach. In mid-May, the company announced in its first quarter financial statement that the fraud impacted just five percent of stores. But since that announcement last month, a number of sources in the fraud and banking community have complained to this author that there was no way the Wendy’s breach only affected five percent of stores — given the volume of fraudthat the banks have traced back to Wendy’s customers. What’s more, some of those same sources said they were certain the breach was still ongoing well after Wendy’s made the five percent claim in May. Today, Wendy’s acknowledged in a statement that the breach is now expected to be “considerably higher than the 300 restaurants already implicated.” Company spokesman Bob Bertini declined to be more specific about the number ofstores involved, citing an ongoing investigation. Bertini also declined to say whether the company is confident that thebreach has been contained. “Wherever we are finding it we’ve taken action,” he said. “But we can’t rule out that there aren’t others.” The company also emphasized that all of the breached stores were franchised — not company-run — entities. Here is the statement that Wendy’s provided to KrebsOnSecurity, in its entirety: Based on the preliminary findings of the previously-disclosed investigation, the Company reported on May 11 that malware had been discovered on the point of sale (POS) system at fewer than 300 franchised North America Wendy’srestaurants. An additional 50 franchise restaurants were also suspected of experiencing, or had been found to have,other cybersecurity issues. As a result of these issues, the Company directed its investigator to continue to investigate. Iand the number of franchise restaurants impacted by these cybersecurity attacks is now expected to be considerably higher than the 300 restaurants already implicated. To date, there has been no indication in the ongoing investigation that any Company-operated restaurants were impacted by this activity. Many franchisees and operators throughout the retail and restaurant industries contract with third-party service providers to maintain and support their POS systems. The Company believes this series of cybersecurity attacks resulted from certain service providers’ remote access credentials being compromised, allowing access to the POS system in certain franchise restaurants serviced by those providers. The malware used by attackers is highly sophisticated in nature and extremely difficult to detect. Upon detecting the new variant of malware in recent days, the Company has already disabled it in all franchise restaurants where it has been discovered, and the Company continues to work aggressively with its experts and federal law enforcement to continue its investigation. Customers may call a toll-free number (888-846- 9467) or emailPaymentCardUpdate@wendys.com with specific questions. Wendy’s statement that the attackers got access by stealing credentials that allowed remote access to point-of-sale terminals should hardly be surprising: The vast majority of the breaches involving restaurant and hospitality chains over the past few years have been tied to hacked remote access accounts that POS service providers use to remotely manage the devices. Wednesday’s story about a point-of-sale botnet that has stolen at least 1.2 million credit cards from more than 100 Cici’s Pizza locations and other restaurants noted that Cici’s point-of-sale provider believes the attackers in this case used social engineering and remote access tools to compromise and maintain control over hacked cash registers. Once the attackers have their malware loaded onto the point-of-sale devices, they can remotely capture data from each card swiped at that cash register. Thieves can then sell the data to crooks who specialize in encoding the stolen data onto any card with a magnetic stripe, and using the cards to buy gift cards and high-priced goods from big-box stores like Target and Best Buy. Many retailers are now moving to install card readers that can handle transactions from more secure chip-based credit and debit cards, which are far more expensive for thieves to clone. Gavin Waugh, vice president and treasurer at The Wendy’s Company, declined to say whether Wendy’s has any timetable for deploying chip-based readers across it’s fleet of stores — the vast majority of which are franchise operations.
This new Audit service that DW offers through strategic partner IBSP is great for 3 reasons:
It is a great door-opener to merchants.
It gives multiple actual-dollar benefits to merchants.
Each of which is an actual-dollar benefit to YOU.
AND, BEST OF ALL:
All we have to do is connect the merchant to DW by means of a Discovery Call!
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So, what do we do again, Barb?
LISTEN UP AND REPEAT AFTER ME:
"I work with a company that
helps businessmen like you recover, recapture and reduce their expenses
so they can put more money in their pocket."
A simple phone call with our specialists can give you an idea of what we can get back for you.
May I arrange a call for you?"
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If you absolutely MUST give them
more info, then give the printed Cost Remediation Overview or
Questionnaire from your interface, or an Info Sheet from the DW Audits page on this blog. They will get all their questions answered on the Discovery Call.
REMEMBER: you don't get paid to answer their questions.
YOU GET PAID TO GET THEM ON A DISCOVERY CALL and let DW/IBSP handle the rest. Piece of cake! **********
BE SURE TO WATCH RICK ANDERSEN'S WEBBIE NOW UP IN THE VIDEO SECTION OF YOUR INTERFACE. MOST EXCELLENT IT IS!
Wednesday, June 8, 2016
All you need to know about Cost Audits... and much more!
Jim Colip of IBPS on with you ---
Thursday, Jun 9, 2016 5:00 PM PDT
Please join meeting from your computer, tablet or smartphone.
https://global.gotomeeting.com/join/908571093
You can also dial in using your phone.
United States +1 (872) 240-3212 Access Code: 908-571-093
From DW Co-Founder John Daniels: "Please make sure that All the information that we have received about fraud is part of our presentation to those merchants who do not have up to
date emv equipment. Many do not understand they they will be paying a lot of
money over the next year in fraud losses."
With Credit
Cards Accounting For 71% of Losses, Study Authors Anticipate a Rush of
Counterfeit Card Fraud as Mag Stripe Window Closes and EMV Takes Hold
U.S. card issuers lose $10.9 billion each year to card fraud,
according to research released Tuesday by LexisNexis Risk Solutions.
Credit
cards account for $7.6 billion (71%) ofoverall losses
to card fraud; debit accounts, $2.7 billion (25%) and prepaid cards, $500
million. LexisNexis collaborated with Javelin Strategy and Research on the
online survey of 100 risk and fraud decision-makers and influencers working at U.S. card
issuers.
EMV chip
technology is the strongest defense against fraud at the point of sale, Michael
C. Smith, director of fraud market planning and author of the study, said in a
June 6 news release. But as the U.S.
payments industry continues to roll out EMV security, issuers are expecting an
increase in certain types of fraud that EMV does not protect.
"With
the window closing on easily replicable magstripe cards, we forecast a shift
and bump in identity schemes —characterized by the use of synthetic identities
and the misuse of true identities," he said in the release.
Application
fraud – when someone opens an account using fake or stolen documents in another
person’s name – and account takeover – usually the result of phishing, spyware
or malware scams – represent the two most harmful types of fraud, each of which
represents 20% of total fraud losses. Counterfeit card fraud represents 16% of
losses and card-not-present fraud is expected to increase with or without EMV
in place.
The
misuse of payment cards that are lost or stolen (28% of fraud losses) and
nonreceipt fraud (15%) – when the card is intercepted in the mail before the
legitimate cardholder receives it – represent the biggest challenges to issuers’
ability to distinguish fraud committed by the cardholder and a fraudster,
according to the study. Since EMV protects against counterfeit fraud, stolen
and nonreceipt card fraud are unaffected by its protections
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Excellent webinar with DW Top Agent Rick Andersen! If you missed it, BE SURE to catch the recorded version as soon as it's posted. You will want guests to hear it, too! Rick makes a clear and compelling case for building a DW biz based on his decades as a successful 'traditional' businessman.
Thanks, Rick!
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More on Fraud:
Best
and Worst States regarding Credit Card Frauds Complaints reported by US
Costumers per 100,000 Inhabitants
States with
Highest Credit Card Frauds Complains
%
States with
Lowest Credit Card Frauds Complains
%
District of Columbia
50.69%
North Dakota
5.94%
Nevada
36.02%
Wyoming
7.01%
California
34.75%
Vermont
7.03%
New York
30.97%
Iowa
7.12%
New Jersey
30.83%
Mississippi
7.42%
Source: Consumer Sentinel
Network, Annual Reports
From wiki:
Although incidence of credit card fraud is limited to about 0.1% of all
card transactions, this has resulted in huge financial losses as the
fraudulent transactions have been large value transactions. In 1999, out
of 12 billion transactions made annually, approximately 10 million—or
one out of every 1200 transactions—turned out to be fraudulent.[3]
Also, 0.04% (4 out of every 10,000) of all monthly active accounts were
fraudulent. Even with tremendous volume and value increase in credit
card transactions since then, these proportions have stayed the same or
have decreased due to sophisticated fraud detection and prevention
systems. Today's fraud detection systems are designed to prevent one
twelfth of one percent of all transactions processed which still
translates into billions of dollars in losses.[3]
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DIGITAL WORLD: always and ONLY in the Business of Helping Businesses!
Tuesday, June 7, 2016
The link to Rick Andersen's webbie coming up shortly is on last post... see you there!
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WHAT MAKES DW UNIQUE AMONG NETWORK MARKETING COMPANIES?
DW IS NOT A NWM COMPANY: check it out and you'll see what we mean!
DW Agents cannot be DW 'customers' unless they are already merchants processing credit/debit cards -- ergo most DW 'customers' are NOT DW Agents; unlike virtually all nwm companies with 90% distributor/customer ratios.
DW Agents operate much the same as agents with other processing industry ISO's. So there is a professional category that DW Agents fit into!
And on and on go the differences: it might be better to get to the ways in which DW is like a nwm company --
DW pays according to a 8-level comp plan, allowing each Agent to leverage their income by team building if they choose (7 levels), or to just build their personal residual through their own efforts.
Listen up to Rick for more!
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Listen to Jim and the Cost Audit webbie -- you can fast-slide through it at your own pace! Especially catch Prestina!
Friday, June 3, 2016
THIS WILL BE MON-YOO-MENTAL!! Get on this call --- with guests...Rick is a great businessman, sailor (as in yachts), competitive ballroom dancer and general all-round raconteur. And did I mention businessman? C U there!
Cap'n Rick Andersen
Digital World Founding Agent Rick Andersen Presents:
Traditional Business vs. Network Marketing
Tue, Jun 7, 2016 12:00 PM - 12:45 PM PDT
Please join meeting from your computer, tablet or smartphone.
https://global.gotomeeting.com/join/529658149
You can also dial in using your phone. United States +1 (872) 240-3212
SAVE THE DATE for Cost Audit Training with IBSP's Jim Colip and a great DW Intro and Agent Training with DW National Directors Mike & Barbara Lammons, Founder Agents Marlyn Ano, Cora Mandapat and Arsenio Silva.
DIGITAL WORLD SATURDAY
Saturday, June 18th, 2016
Time:1:00 pm to 5:00 pm
Business
Presentation +Training
Special
Guests: Mike and Barb Lammons
Jim
Colip, & More TBA
Hosts: Arsenio Silva & Cora Mandapat
(Best Western) GROSVENOR Hotel
380 South
Airport Blvd
South
San Francisco, CA 94080
Tel.650-873-3200
The wait is over for the
opportunity you have been
seeking. Learn how to make
money with Apple Pay,
NFC, EMV compliance, best
rates, and always saving
business owners money by
cutting every expense
available!
UNIQUE
OPPORTUNITY - NO SELLING – NO AUTOSHIP
NO HIDDEN COSTS - LOW ONE-TIME START UP FEE
Lock in your spot today and become part of
the Team!
Session 1: Digital World –
1pm-3:15pm
Session 2: IBSP-3:30 -5pm
Arsenio:650-817-5387Cora:
415-272-2427
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Great Cost Audit training yesterday--- awesome job, Prestina!! She is calling target businesses and is GETTING DISCOVERY CALLS SET UP! With complete strangers, no less. She has surprised her own self -- way to go, Miz P! You can hear Prestina's own words on the recorded webbie -- check it out!
Digital World is a great choice for
merchants. We have helped hundreds of merchants reduce their
processing fees.
We can also reduce, recapture and recover other
expenses that they are spending and increase the profit to their bottom
line.
There are agents with Digital World who are making thousands of
dollars in residual each month: they signed 1 or 2 or 3 Merchants that
they were fortunate enough to bump into.
There are hundreds of other
agents making hundreds of dollars a month in residual from a few small
Merchant accounts that they or their team helped.
So we know that we have a
great product that helps Merchants. We know that we get paid when we do
that, both in fast start and on a residual basis. We also know that with cost remediation we have
access to very large one time bonuses. So the question is -- what have you
done lately?
Chances are you have one problem..... You are not
persistent. I know I'm not persistent and I'm pretty average.
Here are some people today to encourage us -- successful stories from
people who were persistent. Just think how your life can change if you
begin to be persistent in going after what you want, whether it's new
merchant accounts, whether it's new team members, or whatever it might be in
your life: let's be inspired from these stories!
Bethany Hamilton- At the
age of 13, Bethany Hamilton, a young surfer from Hawaii, lost her entire
left arm and almost her life after being attacked by a shark. But she
didn’t let that stop her from her dream. Two years later, she went on to
win the Women’s Division NSSA National Championship. Her story of
persistence inspired the movie Soul Surfer.
Sidney Poitier- Born to
parents of Bahamian descent in Miami, Poitier moved back to the Bahamas
and dropped out of school at the age of 12 to help his parents
financially. Believing his prospects would be better in the States, he
came back and joined the army for sustenance. He later faked an illness
to get out of the army and auditioned for Harlem’s American Negro
Theater, but was ridiculed for his Caribbean accent and poor reading
skills. Poitier persisted and spent time working on his accent. He went
back to the A.N.T and offered to work as an unpaid janitor in exchange
for classes. He later went on to break barriers for black actors and win
an Academy Award.
James Dyson.
James Dyson became famous with his invention of the bagless vacuum
cleaner. However this did not just happen overnight or without problems.
It took 5127 prototypes before he perfected his product. He almost went
bankrupt on several occasions and none of the leading manufactors of
vacuum cleaners would make the product so he set up his own
manufacturing company. As a result he has become the world’s first
billionaire inventor.
Walt Disney
If you are not familiar with James Dyson’s vacuum cleaner you will
certainly be aware of the success achieved by Walt Disney. Although he
had one failing business venture after another in his lifetime, Walt
Disney never gave up hope that his dreams would one day be realized.
Bankruptcy and rejections from countless banks throughout the years did
not stop Walt from persisting with, and finally achieving, his dreams.
John Creasey
John was a prolific English crime writer. He went on to write 550 books.
However this was not before he was rejected by publishers 753 times.
John obviously knew what he wanted and kept going until he achieved it.
Thomas Edison
Perhaps the most famous and often quoted example of persistence.
Depending on the sources you read Edison failed 1,000 or even 10,000
times when trying to invent the light bulb. Even if we take the lower
figure we have another amazing example of persistence. When asked about
his failures Edison replied that “I have failed 1,000 times. I have
successful discovered a 1,000 ways of how not to make a light bulb."
If
we will all learn persistence in this way we will transform the
level of success we achieve in our lives!
