"Let's Check In!"

Training with John is Wednesday night:

1.  Please join my meeting, Wednesday, January 14, 2015 at

6:00 PM Pacific Standard Time/9:00 PM Eastern.

https://global.gotomeeting.com/join/258627413

2.  Use your microphone and speakers (VoIP) - a headset is recommended.  Or, call in using your telephone.

Dial +1 (646) 749-3112

Access Code: 258-627-413

Audio PIN: Shown after joining the meeting

Meeting ID: 258-627-413

Focus will be on another of Merchant Guard's great products/services for your merchants!

****************




***************


CHIP CARDS, BY THE NUMBERS

100 million: EMV cards to be issued by the end of 2014

1.1 billion: EMV cards to be issued by the end of 2015

13 million: Retail point-of-sale systems that need upgrading or replacing to be EMV-compliant

40%: Percentage of U.S. debit cards that will be issued as EMV cards by the end of 2015

70%: Percentage of U.S. credit cards that will be issued as EMV cards by the end of 2015

86%: Percentage of financial institutions that plan on issuing EMV debit cards in the next two years

$3.50: Average cost for issuing a new EMV card

$500: Average cost of an EMV-compliant point-of-sale terminal

Sources: Javelin Research & Strategy, Aite Group, 2014 PULSE Debit Issuer Survey